Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 January 2026
Responsible principal firm
Ramon International Insurance Brokers Limited Reference number: 305081 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- RMGA UK LTD (FRN 1012870) is an AR of Ramon International Insurance Brokers Limited (FRN 305081). When you use RMGA UK's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from RMGA UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
69 Leadenhall Street, London, City Of London, EC3A 2BG, United Kingdom
In the full report: 2 background checks
- What kind of line 07936 371116 is
- Who else gives the postcode EC3A 2BG
Other names (1)
If you were contacted under any of these names, it is this firm.
- Roadmaster UK Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Ramon International Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15393009 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 6 January 2024 (2 years old)
- Registered office
- 69 Leadenhall Street, London, EC3A 2BG, England
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Nicholas William Andrews | Director | Mar 1961 | 6 Jan 2024 | 7 other companies |
| Homero Garcia Jr | Director | Nov 1984 | 6 Jan 2024 | None |
| Paul Stephen Wells | Director | Aug 1970 | 6 Jan 2024 | 7 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 9
- closed down
- 2
- are FCA-registered
- 4
In the full report: all 9 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 4 on the FCA register, including one no longer authorised
- The 5 companies these 3 directors run together
Filed accounts and finances
Total equity
£10.8k
No earlier figure to compare
Cash at bank
£15.1k
Up £15.0k from £100
Owed within a year
£4,308
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 15393009. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Rmga UK’s history from the FCA register and Companies House, newest first.
2026
19 January 2026
- Homero Garcia gave up control
Companies House
2024
5 June 2024
- Became an appointed representative
FCA register
6 January 2024
- Incorporated at Companies House
- Homero Garcia Jr took control (75–100% of shares)
- Homero Garcia took control (75–100% of shares)
Companies House
In the full report: all 9 events
- All 9 events in its history (5 shown here)
- Every director appointment and resignation: 3
Firms connected to Rmga UK
Other FCA-listed firms that share a director, phone number or address with Rmga UK. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: shared directors (3), the same postcode (3)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like Rmga UK
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Rmga UK
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 9 other companies its directors have run, named
- 2 background checks on its contact details
- All 9 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk