RMS Credit Ltd

Reference number: 956127

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • RMS Credit Ltd (FRN 956127) is an AR of Staple Hall Underwriting Services Limited (FRN 610528). When you use RMS Credit's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from RMS Credit, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When rmscredit.com.au first appeared online, and whether it can receive email
  • What kind of line +61 438 516 479 is
  • Whether W1W 5PF is a shared office: 137 other firms give it
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Staple Hall Underwriting Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
27 May 2021 (5 years old)
Registered office
167-169 Great Portland Street, 5th Floor, London, W1W 5PF, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Anthony John Natsis Director Sep 1988 27 May 2021 None
John Natsis Director Jul 1961 27 May 2021 None
Ian Shephard Director Feb 1968 27 May 2021 None

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£90.8k

Up £196k from −£105k

Owed within a year

£56.8k

+435% from £10.6k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13423349. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

RMS Credit’s history from the FCA register and Companies House, newest first.

2021

4 August 2021

  • Became an appointed representative

FCA register

27 May 2021

  • Incorporated at Companies House
  • Aphrodite Natsis gained significant control

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms like RMS Credit

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on RMS Credit

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 4 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is RMS Credit Ltd FCA authorised?
RMS Credit Ltd (FRN 956127) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for RMS Credit?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. RMS Credit Ltd (FRN 956127) is an AR of Staple Hall Underwriting Services Limited (FRN 610528). When you use RMS Credit's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from RMS Credit, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is RMS Credit’s phone number and website?
The FCA register lists the phone number +61 438 516 479 and the website rmscredit.com.au for RMS Credit. If you were given different contact details, use these to check with the firm before going any further.
Is RMS Credit a scam or clone?
RMS Credit is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with RMS Credit?
Protection works through Staple Hall Underwriting Services Limited, the principal firm responsible for RMS Credit's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns RMS Credit?
Companies House lists one person with significant control of RMS Credit: Mrs Aphrodite Natsis (significant influence or control).
Who runs RMS Credit?
Companies House lists 3 directors of RMS Credit: Anthony John Natsis, John Natsis and Ian Shephard.
How long has RMS Credit been in business?
The company was formed on 27 May 2021.
What do RMS Credit’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £90.8k (up £196k from −£105k).

Sources and links

The full report on RMS Credit Ltd

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