Robert Spray Insurance Services Limited

Reference number: 305582

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When robertspray.co.uk first appeared online, and whether it can receive email
  • What kind of line 0115 956 4888 is
  • Who else gives the postcode NG15 7LD
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FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04729967
Company status
Active
Company type
Private limited company
Incorporated
10 April 2003 (23 years old)
Registered office
1st Floor 49 High Street, Hucknall, Nottingham, NG15 7AW
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Kim Spray Director Mar 1960 10 Nov 2016 None
Charlotte Victoria Feast Director Mar 1985 9 Sep 2021 None
Kim Spray Secretary Not published 11 Oct 2021 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£106k

−7.9% from £115k

Cash at bank

£204k

−9.1% from £225k

Employees (average)

10

−9.1% from 11

Owed within a year

£197k

−5.9% from £209k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04729967. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Robert Spray Insurance Services’s history from the FCA register and Companies House, newest first.

Key events (6) All events (15)

2016

31 August 2016

  • Kim Spray became a part-owner (25–50% of shares)

Companies House

6 April 2016

  • Craig Robert Spray became the majority owner (50–75% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2003

10 April 2003

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (6 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Robert Spray Insurance Services

Other FCA-listed firms that share a director, phone number or address with Robert Spray Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Robert Spray Insurance Services

Other firms of the same type (insurance broker), nearest first.

In Nottingham

AC INS Consultants LtdNottinghamAuthorisedAstrelle Insurance Services LimitedNottinghamAuthorisedC I 4 U GB Nationwide LimitedNottinghamAuthorisedC P Walker & Son LLPNottinghamAuthorisedCitytypes LimitedNottinghamAuthorisedClarke Dove (Insurance Brokers) LimitedNottinghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Robert Spray Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Robert Spray Insurance Services Limited FCA authorised?
Yes, Robert Spray Insurance Services Limited (FRN 305582) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Robert Spray Insurance Services’ phone number and website?
The FCA register lists the phone number 0115 956 4888 and the website robertspray.co.uk for Robert Spray Insurance Services. If you were given different contact details, use these to check with the firm before going any further.
Is Robert Spray Insurance Services a scam or clone?
Robert Spray Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Robert Spray Insurance Services?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Robert Spray Insurance Services to the Financial Ombudsman Service, free of charge.
Who owns Robert Spray Insurance Services?
Companies House lists 2 people with significant control of Robert Spray Insurance Services: Mr Craig Robert Spray (50–75% of shares) and Mrs Kim Spray (25–50% of shares).
Who runs Robert Spray Insurance Services?
Companies House lists 2 directors of Robert Spray Insurance Services: Kim Spray and Charlotte Victoria Feast.
How long has Robert Spray Insurance Services been in business?
The company was formed on 10 April 2003, and has held its current FCA authorisation since January 2005.
What do Robert Spray Insurance Services’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £106k (−7.9% from £115k) and cash at bank of £204k (−9.1% from £225k).

Sources and links

The full report on Robert Spray Insurance Services Limited

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