Rochdale V.E. Limited

Reference number: 983196

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ADARO OPTICS LIMITED Reference number: 924690 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Rochdale V.E. Limited (FRN 983196) is an AR of ADARO OPTICS LIMITED (FRN 924690). When you use Rochdale V.E.'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Rochdale V.E., complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01706 352220

  • Address

    56 Rochdale Exchange Shopping Centre, Newgate, Rochdale, Greater Manchester, OL16 1EA, United Kingdom

In the full report: 2 background checks

  • What kind of line 01706 352220 is
  • Who else gives the postcode OL16 1EA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Vision Express Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Adaro Optics Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03322164
Company status
Active
Company type
Private limited company
Incorporated
21 February 1997 (29 years old)
Registered office
Mere Way Ruddington Fields Business Park, Ruddington, Nottingham, Nottinghamshire, NG11 6NZ
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
ABBEYFIELD VE LIMITED Corporate director Not published 21 Feb 1997 133 other companies
Misal Ijaz Director May 1994 2 Oct 2023 None
ABBEYFIELD VE LIMITED Corporate secretary Not published 2 Dec 1998 133 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
133
closed down
64
are FCA-registered
60

In the full report: all 133 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 60 on the FCA register, including one no longer authorised
  • All 11 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Profit before tax

£78.0k

−59% from £192k

Net assets

£41.0k

−61% from £106k

Cash at bank

£3,000

+50% from £2,000

Owed within a year

£236k

+17% from £201k

The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £741k, for the year to 31 December 2021.

Profit before tax

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03322164. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Rochdale V.E.’s history from the FCA register and Companies House, newest first.

Key events (5) All events (21)

2022

12 September 2022

  • Became an appointed representative

FCA register

2016

4 May 2016

  • Linda Diane Nuttall became a part-owner (25–50% of shares)
  • Linda Diane Nuttall stopped being a part-owner

Companies House

6 April 2016

  • Abbeyfield V.E. Limited took control (75–100% of shares)

Companies House

1997

21 February 1997

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (5 shown here)
  • Every director appointment and resignation: 15
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Firms like Rochdale V.E.

Other firms of the same type (credit broker), nearest first.

In Rochdale

Andrew Roman ParashchakRochdaleAppointed representativeCaroline McStravickRochdaleAppointed representativeMatthew Whittingham, Francisco Casserley and Sukhbir ChandyRochdaleAppointed representativeRevilo Financial (Commercial) LimitedRochdaleAppointed representativeAV Bodies LimitedRochdaleAppointed representativeMatthew John RobinsonRochdaleAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Rochdale V.E.

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 133 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 21 events in its history

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Frequently asked questions about this firm

Is Rochdale V.E. Limited FCA authorised?
Rochdale V.E. Limited (FRN 983196) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Rochdale V.E.?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Rochdale V.E. Limited (FRN 983196) is an AR of ADARO OPTICS LIMITED (FRN 924690). When you use Rochdale V.E.'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Rochdale V.E., complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Rochdale V.E.’s phone number?
The FCA register lists the phone number 01706 352220 for Rochdale V.E.. If you were given different contact details, use these to check with the firm before going any further.
Is Rochdale V.E. a scam or clone?
Rochdale V.E. is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rochdale V.E.?
Protection works through Adaro Optics Limited, the principal firm responsible for Rochdale V.E.'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Rochdale V.E.?
Rochdale V.E. is owned by Abbeyfield V.E. Limited, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016. Before that, it was controlled by Ms Linda Diane Nuttall.
Who runs Rochdale V.E.?
Companies House lists 2 directors of Rochdale V.E.: Abbeyfield Ve Limited and Misal Ijaz.
How long has Rochdale V.E. been in business?
The company was formed on 21 February 1997.
What do Rochdale V.E.’s latest accounts show?
Its latest accounts, to 31 December 2025, show profit before tax of £78.0k (−59% from £192k) and net assets of £41.0k (−61% from £106k).
Does Rochdale V.E. use any other names?
It trades as Vision Express.

Sources and links

The full report on Rochdale V.E. Limited

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