Caroline McStravick

Reference number: 1048775

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Introducer appointed representative

CAROLINE MCSTRAVICK can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Social Money Limited Reference number: 675283 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • CAROLINE MCSTRAVICK (FRN 1048775) introduces customers to Social Money Limited (FRN 675283). Any regulated advice or arranging is done by the principal, not CAROLINE MCSTRAVICK.
  • Example: if CAROLINE MCSTRAVICK refers you to a financial adviser, the advice should come from the principal firm, not from CAROLINE MCSTRAVICK itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07772 212218

  • Address

    11 Whitfield Crescent, Newhey, Rochdale, Rochdale, OL16 4NA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07772 212218 is
  • Who else gives the postcode OL16 4NA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • RENEW Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Social Money Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Caroline McStravick’s history from the FCA register and Companies House, newest first.

2025

19 December 2025

  • Became an introducer appointed representative
  • Began trading as "RENEW"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Caroline McStravick

Other firms of the same type (credit broker), nearest first.

In Rochdale

Andrew Roman ParashchakRochdaleAppointed representativeMatthew Whittingham, Francisco Casserley and Sukhbir ChandyRochdaleAppointed representativeRevilo Financial (Commercial) LimitedRochdaleAppointed representativeAV Bodies LimitedRochdaleAppointed representativeRochdale V.E. LimitedRochdaleAppointed representativeMatthew John RobinsonRochdaleAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Caroline McStravick

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Caroline McStravick FCA authorised?
Caroline McStravick (FRN 1048775) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Caroline McStravick?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Caroline McStravick (FRN 1048775) introduces customers to Social Money Limited (FRN 675283). Any regulated advice or arranging is done by the principal, not Caroline McStravick. Example: if Caroline McStravick refers you to a financial adviser, the advice should come from the principal firm, not from Caroline McStravick itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Caroline McStravick’s phone number?
The FCA register lists the phone number 07772 212218 for Caroline McStravick. If you were given different contact details, use these to check with the firm before going any further.
Is Caroline McStravick a scam or clone?
Caroline McStravick is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Caroline McStravick?
Protection works through Social Money Limited, the principal firm responsible for Caroline McStravick's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Caroline McStravick use any other names?
It trades as RENEW.

Sources and links

The full report on Caroline McStravick

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