Rock Insurance Services Limited

Reference number: 300317

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When rockinsurance.com first appeared online, and whether it can receive email
  • What kind of line 0800 091 3768 is
  • Who else gives the postcode RH10 1DQ
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Other names (24)

If you were contacted under any of these names, it is this firm.

  • Avanti Go Trading name
  • Big Blue Car Hire Excess Trading name
  • BigBlueCover.com Trading name
  • excessbuddy.com Trading name
  • gadgetbuddy.com Trading name
  • Insurefor Car Hire Excess Trading name
  • Insurefor.Com Trading name
  • mygadgetbuddy.com Trading name
  • ROCKCompare.com Trading name
  • ROCK Insurance Group Trading name
  • 24DrTravel.com Former trading name
  • 24DR Travel Insurance Former trading name
  • AIS Direct Former trading name
  • GoGo Protects Former trading name
  • Insurance Affiliate Former trading name
  • Insureforevents.com Former trading name
  • Insureforgadget Former trading name
  • Insureforgadget.com Former trading name
  • Insureforgolf.com Former trading name
  • Insuremy.tickets Former trading name
  • mrlinsurance.co.uk Former trading name
  • MRL Insurance Direct Former trading name
  • Supplier Failure Cover Former trading name
  • Ultimate Protection Cover.com Former trading name

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04255878
Company status
Active
Company type
Private limited company
Incorporated
20 July 2001 (25 years old)
Registered office
135 High Street, Crawley, West Sussex, RH10 1DQ
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Julian Patrick Kearney Director Dec 1964 7 Jul 2021 10 other companies
Steven John Gillespie Director May 1981 1 Nov 2025 2 other companies
Simon Robert Mcculloch Director Apr 1975 1 Nov 2025 5 other companies
Darren Michael Saunders Director Apr 1975 15 Apr 2026 4 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
16
closed down
1
are FCA-registered
3

In the full report: all 16 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 4 companies these 4 directors run together
  • All 23 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Full accountsAudited

Turnover

£12.1m

−4.8% from £12.8m

Profit before tax

£1.98m

+166% from £746k

Net assets

£4.21m

+62% from £2.59m

Cash at bank

£4.86m

−20% from £6.07m

Turnover and profit

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04255878. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Rock Insurance Services’s history from the FCA register and Companies House, newest first.

Key events (7) All events (87)

2017

11 January 2017

  • Antony John Martin stopped being a part-owner
  • Rock Services Holdings Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Antony John Martin became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2001

20 July 2001

  • Incorporated at Companies House

Companies House

In the full report: all 87 events

  • All 87 events in its history (7 shown here)
  • Every director appointment and resignation: 40
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Firms connected to Rock Insurance Services

Other FCA-listed firms that share a director, phone number or address with Rock Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
3

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (3)
  • Who links each one: the named directors, with dates
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Firms like Rock Insurance Services

Other firms of the same type (insurance broker), nearest first.

In Crawley

1st Financial Services LtdCrawleyAuthorisedMaxcover Financial Services LtdCrawleyAuthorisedRedstone Insurance Brokers LtdCrawleyAuthorisedstevensdrake LimitedCrawleyAuthorisedCoverwolf LimitedCrawleyAppointed representativePaymaster (1836) LimitedCrawleyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Rock Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 16 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 87 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Rock Insurance Services Limited FCA authorised?
Yes, Rock Insurance Services Limited (FRN 300317) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Rock Insurance Services’ phone number and website?
The FCA register lists the phone number 0800 091 3768 and the website rockinsurance.com for Rock Insurance Services. If you were given different contact details, use these to check with the firm before going any further.
Is Rock Insurance Services a scam or clone?
Rock Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rock Insurance Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Rock Insurance Services to the Financial Ombudsman Service, free of charge.
Who owns Rock Insurance Services?
Rock Insurance Services is owned by Rock Services Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 11 January 2017. Before that, it was controlled by Mr Antony John Martin.
Who runs Rock Insurance Services?
Companies House lists 4 directors of Rock Insurance Services: Julian Patrick Kearney, Steven John Gillespie, Simon Robert McCulloch and Darren Michael Saunders.
How long has Rock Insurance Services been in business?
The company was formed on 20 July 2001, and has held its current FCA authorisation since January 2005.
What do Rock Insurance Services’ latest accounts show?
Its latest accounts, to 31 December 2024, show turnover of £12.1m (−4.8% from £12.8m) and profit before tax of £1.98m (+166% from £746k).
Does Rock Insurance Services use any other names?
It trades as Avanti Go, Big Blue Car Hire Excess, BigBlueCover.com, excessbuddy.com and gadgetbuddy.com, and 5 more names. It has previously used 14 other names, including 24DrTravel.com, 24DR Travel Insurance and AIS Direct.

Sources and links

The full report on Rock Insurance Services Limited

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