Rory Mack Associates Limited

Reference number: 426968

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Rory Mack Associates Limited (FRN 426968) is an AR of CLEAR INSURANCE MANAGEMENT LIMITED (FRN 307982). When you use Rory Mack Associates's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Rory Mack Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When rorymack.co.uk first appeared online, and whether it can receive email
  • What kind of line 01782 715725 is
  • Who else gives the postcode ST5 1BT
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Rory Mack Associates Former name: A name it was registered under before.
  • Rory Mack Associates Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Clear Insurance Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
12 November 2007 (18 years old)
Registered office
Holly House, 37 Marsh Parade, Newcastle-Under-Lyme, Staffordshire, ST5 1BT
Nature of business
  • Real estate agencies (SIC 68310)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Francis Dejean Gallet Director Feb 1974 12 Nov 2007 8 other companies
Paul Simon Tomkinson Director Sep 1966 14 Jul 2008 None
Martin Paul Grainger Director Dec 1979 1 Jan 2023 None
Danielle Thompson Director Mar 1993 1 Jun 2023 None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
2
still active
6

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£154k

−18% from £187k

Cash at bank

£147k

−36% from £230k

Employees (average)

15

+7.1% from 14

Owed within a year

£74.5k

−38% from £120k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06424169. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Rory Mack Associates’s history from the FCA register and Companies House, newest first.

2024

16 July 2024

  • Changed its registered name from "Rory Mack Associates Ltd"

FCA register

2016

6 April 2016

  • Stephen Francis Dejean Gallet became the majority owner (50–75% of shares)

Companies House

2012

10 September 2012

  • Changed its registered name from "Rory Mack Associates"

FCA register

2007

12 November 2007

  • Incorporated at Companies House

Companies House

2005

17 February 2005

  • Became an appointed representative

FCA register

In the full report: all 17 events

  • All 17 events in its history (5 shown here)
  • Every director appointment and resignation: 12
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Firms like Rory Mack Associates

Other firms of the same type (insurance broker), nearest first.

In Newcastle

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Rory Mack Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is Rory Mack Associates Limited FCA authorised?
Rory Mack Associates Limited (FRN 426968) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Rory Mack Associates?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Rory Mack Associates Limited (FRN 426968) is an AR of CLEAR INSURANCE MANAGEMENT LIMITED (FRN 307982). When you use Rory Mack Associates's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Rory Mack Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Rory Mack Associates’ phone number and website?
The FCA register lists the phone number 01782 715725 and the website rorymack.co.uk for Rory Mack Associates. If you were given different contact details, use these to check with the firm before going any further.
Is Rory Mack Associates a scam or clone?
Rory Mack Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rory Mack Associates?
Protection works through Clear Insurance Management Limited, the principal firm responsible for Rory Mack Associates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Rory Mack Associates?
Companies House lists one person with significant control of Rory Mack Associates: Mr Stephen Francis Dejean Gallet (50–75% of shares).
Who runs Rory Mack Associates?
Companies House lists 4 directors of Rory Mack Associates: Stephen Francis Dejean Gallet, Paul Simon Tomkinson, Martin Paul Grainger and Danielle Thompson.
How long has Rory Mack Associates been in business?
The company was formed on 12 November 2007.
What do Rory Mack Associates’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £154k (−18% from £187k) and cash at bank of £147k (−36% from £230k).
Does Rory Mack Associates use any other names?
It has previously used 2 other names: Rory Mack Associates and Rory Mack Associates Ltd.

Sources and links

The full report on Rory Mack Associates Limited

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