Rowstock Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 1986
Accounts filed up to 31 March 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

rowstocknissan.co.uk (opens in a new tab)
Phone number

01235 834917
Address

Rowstock Garage, Abingdon Road, Harwell, Didcot, Oxfordshire, OX11 0JW, United Kingdom

In the full report: 3 background checks

When rowstocknissan.co.uk first appeared online, and whether it can receive email
What kind of line 01235 834917 is
Who else gives the postcode OX11 0JW

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (7 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Arranging (bringing about) deals in investments
Credit Broking
Debt Adjusting
Debt-counselling
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 02037639 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 16 July 1986 (40 years old)
Registered office: Rowstock House, Rowstock, Didcot, OX11 0JN
Nature of business: Sale of new cars and light motor vehicles (SIC 45111)
Sale of used cars and light motor vehicles (SIC 45112)
Maintenance and repair of motor vehicles (SIC 45200)
Retail trade of motor vehicle parts and accessories (SIC 45320)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Georgina Davis	Director	Sep 1957	Not published	1 other company
Joseph Little John Davis	Director	Mar 1958	Not published	2 other companies
Luke Ryan Davis	Secretary	Not published	30 Oct 2017	–

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
still active: 2
run together: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 2 directors run together

Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£15.5m

+6.2% from £14.6m

Cash at bank

£10.7m

+11% from £9.66m

Employees (average)

16

+6.7% from 15

Owed within a year

£636k

+7.2% from £593k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02037639. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Rowstock’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2016

6 April 2016

Joseph Little John Davis gained significant control

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2005

14 January 2005

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

1986

16 July 1986

Incorporated at Companies House

Companies House

In the full report: all 8 events

All 8 events in its history (5 shown here)

Firms like Rowstock

Other firms of the same type (insurance broker), nearest first.

In Didcot

Horticultural Trades Association (The)DidcotAppointed representative Didcot Park Homes LtdDidcotAppointed representative Horticultural Trades Association (The)DidcotAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Rowstock

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 8 events in its history

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Frequently asked questions about this firm

Is Rowstock Limited FCA authorised?

Yes, Rowstock Limited (FRN 314909) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Rowstock’s phone number and website?

The FCA register lists the phone number 01235 834917 and the website rowstocknissan.co.uk for Rowstock. If you were given different contact details, use these to check with the firm before going any further.

Is Rowstock a scam or clone?

Rowstock is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Rowstock?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Rowstock to the Financial Ombudsman Service, free of charge.

Who owns Rowstock?

Companies House lists one person with significant control of Rowstock: Mr Joseph Little John Davis (significant influence or control).

Who runs Rowstock?

Companies House lists 2 directors of Rowstock: Georgina Davis and Joseph Little John Davis.

How long has Rowstock been in business?

The company was formed on 16 July 1986, and has held its current FCA authorisation since January 2005.

What do Rowstock’s latest accounts show?

Its latest accounts, to 31 March 2025, show net assets of £15.5m (+6.2% from £14.6m) and cash at bank of £10.7m (+11% from £9.66m).