Horticultural Trades Association (The)

Reference number: 422867

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Introducer appointed representative

Horticultural Trades Association (The) can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Howden Employee Benefits & Wellbeing Limited Reference number: 312841 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Horticultural Trades Association (The) (FRN 422867) introduces customers to Howden Employee Benefits & Wellbeing Limited (FRN 312841). Any regulated advice or arranging is done by the principal, not Horticultural Trades Association (The).
  • Example: if Horticultural Trades Association (The) refers you to a financial adviser, the advice should come from the principal firm, not from Horticultural Trades Association (The) itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hta.org.uk first appeared online, and whether it can receive email
  • What kind of line 0333 003 3550 is, and the other firm that gives it
  • Who else gives the postcode OX11 0RN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Horticultural Trades Association Former name
  • The Horticultural Trades Association Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Howden Employee Benefits & Wellbeing Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Horticultural Trades Association (The)’s history from the FCA register and Companies House, newest first.

2024

23 December 2024

  • Changed its registered name from "Horticultural Trades Association"

FCA register

2018

22 October 2018

  • Changed its registered name from "The Horticultural Trades Association"

FCA register

2005

14 January 2005

  • Became an introducer appointed representative

FCA register

Firms connected to Horticultural Trades Association (The)

Other FCA-listed firms that share a director, phone number or address with Horticultural Trades Association (The). A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Horticultural Trades Association (The)

Other firms of the same type (insurance broker), nearest first.

In Didcot

Didcot Park Homes LtdDidcotAppointed representativeHorticultural Trades Association (The)DidcotAppointed representativeRowstock LimitedDidcotAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Horticultural Trades Association (The)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Horticultural Trades Association (The) FCA authorised?
Horticultural Trades Association (The) (FRN 422867) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Horticultural Trades Association (The)?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Horticultural Trades Association (The) (FRN 422867) introduces customers to Howden Employee Benefits & Wellbeing Limited (FRN 312841). Any regulated advice or arranging is done by the principal, not Horticultural Trades Association (The). Example: if Horticultural Trades Association (The) refers you to a financial adviser, the advice should come from the principal firm, not from Horticultural Trades Association (The) itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Horticultural Trades Association (The)’s phone number and website?
The FCA register lists the phone number 0333 003 3550 and the website hta.org.uk for Horticultural Trades Association (The). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Horticultural Trades Association (The) a scam or clone?
Horticultural Trades Association (The) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Horticultural Trades Association (The)?
Protection works through Howden Employee Benefits & Wellbeing Limited, the principal firm responsible for Horticultural Trades Association (The)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Horticultural Trades Association (The) use any other names?
It has previously used 2 other names: Horticultural Trades Association and The Horticultural Trades Association.

Sources and links

The full report on Horticultural Trades Association (The)

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