Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 17 years
- Protected through the principal
- No FCA actions
- Active company since 2006
- Accounts filed up to 28 February 2025
Responsible principal firm
M&G ADVICE PARTNERS LIMITED Reference number: 584256 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Royle Mortgage Solutions Ltd (FRN 501548) is an AR of M&G ADVICE PARTNERS LIMITED (FRN 584256). When you use Royle Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Royle Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
12 West Towers Mews, Marple, Stockport, Cheshire, SK6 7GR, United Kingdom
In the full report: 2 background checks
- What kind of line 07921 508354 is
- Who else gives the postcode SK6 7GR
FCA permissions and consumer protection
- Protection through the principal firmProtection works through M&g Advice Partners Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- ROYLE MORTGAGE SOLUTIONS LIMITED
- Company number
- 05704696 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 February 2006 (20 years old)
- Registered office
- The Courtyard Earl Road, Cheadle Hulme, Cheadle, Cheshire, SK8 6GN, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stuart David Royle | Director | Oct 1971 | 10 Feb 2006 | 1 other company |
| Fiona Joanne Royle | Secretary | Not published | 10 Feb 2006 | – |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£1,269
Up £1,007 from £262
Employees (average)
2
Same as 2
Owed within a year
−£10.1k
−157% from £17.8k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 05704696. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Royle Mortgage Solutions’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Stuart David Royle took control (25–50% of shares)
Companies House
2009
22 May 2009
- Became an appointed representative
FCA register
2006
10 February 2006
- Incorporated at Companies House
- Stuart David Royle appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Royle Mortgage Solutions
Other firms of the same type (mortgage adviser or broker), nearest first.
In Stockport
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Royle Mortgage Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 4 events in its history
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Frequently asked questions about this firm
Is Royle Mortgage Solutions Ltd FCA authorised?
What does appointed representative mean for Royle Mortgage Solutions?
What is Royle Mortgage Solutions’ phone number?
Is Royle Mortgage Solutions a scam or clone?
Is my money safe with Royle Mortgage Solutions?
Who owns Royle Mortgage Solutions?
Who runs Royle Mortgage Solutions?
How long has Royle Mortgage Solutions been in business?
What do Royle Mortgage Solutions’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk