Ruff Lea Farm Limited

Reference number: 1038112

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Ruff Lea Farm Limited (FRN 1038112) introduces customers to Dealer Net Finance Limited (FRN 660336). Any regulated advice or arranging is done by the principal, not Ruff Lea Farm.
  • Example: if Ruff Lea Farm refers you to a financial adviser, the advice should come from the principal firm, not from Ruff Lea Farm itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When redblademowers.co.uk first appeared online, and whether it can receive email
  • What kind of line 01704 821338 is
  • Who else gives the postcode L40 1UJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Red Blade Mowers Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Dealer Net Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
3 January 2003 (23 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Wholesale of agricultural machinery, equipment and supplies (SIC 46610)

Directors and company secretaries

Name Role Born Appointed Other companies
John Stuart Hinchcliffe Director Sep 1948 3 Jan 2003 None
Maureen Hinchcliffe Director Dec 1948 3 Jan 2003 None
Jonathan Nicholas Hinchcliffe Director Apr 1977 28 Nov 2008 None
Maureen Hinchcliffe Secretary Not published 3 Jan 2003 None

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£244k

+12% from £218k

Cash at bank

£35.7k

+103% from £17.6k

Employees (average)

7

Same as 7

Owed within a year

£167k

−15% from £196k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04627827. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ruff Lea Farm’s history from the FCA register and Companies House, newest first.

2025

17 July 2025

  • Became an introducer appointed representative

FCA register

2016

1 July 2016

  • John Stuart Hinchcliffe became a part-owner (25–50% of shares)
  • Jonathan Nicholas Hinchcliffe became a part-owner (25–50% of shares)
  • Maureen Hinchcliffe became a part-owner (25–50% of shares)

Companies House

2003

3 January 2003

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Ruff Lea Farm

Other firms of the same type (credit broker), nearest first.

In Ormskirk

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ruff Lea Farm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Ruff Lea Farm Limited FCA authorised?
Ruff Lea Farm Limited (FRN 1038112) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Ruff Lea Farm?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Ruff Lea Farm Limited (FRN 1038112) introduces customers to Dealer Net Finance Limited (FRN 660336). Any regulated advice or arranging is done by the principal, not Ruff Lea Farm. Example: if Ruff Lea Farm refers you to a financial adviser, the advice should come from the principal firm, not from Ruff Lea Farm itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ruff Lea Farm’s phone number and website?
The FCA register lists the phone number 01704 821338 and the website redblademowers.co.uk for Ruff Lea Farm. If you were given different contact details, use these to check with the firm before going any further.
Is Ruff Lea Farm a scam or clone?
Ruff Lea Farm is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ruff Lea Farm?
Protection works through Dealer Net Finance Limited, the principal firm responsible for Ruff Lea Farm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ruff Lea Farm?
Companies House lists 3 people with significant control of Ruff Lea Farm: Mr John Stuart Hinchcliffe (25–50% of shares), Mrs Maureen Hinchcliffe (25–50% of shares) and Mr Jonathan Nicholas Hinchcliffe (25–50% of shares).
Who runs Ruff Lea Farm?
Companies House lists 3 directors of Ruff Lea Farm: John Stuart Hinchcliffe, Maureen Hinchcliffe and Jonathan Nicholas Hinchcliffe.
How long has Ruff Lea Farm been in business?
The company was formed on 3 January 2003.
What do Ruff Lea Farm’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £244k (+12% from £218k) and cash at bank of £35.7k (+103% from £17.6k).
Does Ruff Lea Farm use any other names?
It trades as Red Blade Mowers.

Sources and links

The full report on Ruff Lea Farm Limited

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