SEP (Site Engineering Personnel) Ltd
Reference number: 944809
Instant download
Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 1986
- Accounts filed up to 31 October 2025
Responsible principal firm
Ignition Credit Plc Reference number: 679018 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- SEP (Site Engineering Personnel) Ltd (FRN 944809) introduces customers to Ignition Credit Plc (FRN 679018). Any regulated advice or arranging is done by the principal, not SEP (Site Engineering Personnel).
- Example: if SEP (Site Engineering Personnel) refers you to a financial adviser, the advice should come from the principal firm, not from SEP (Site Engineering Personnel) itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
S E P Ltd, Unit 6, Holland Business Park, Spa Lane, Lathom, Ormskirk, Lancashire, L40 6LN, United Kingdom
In the full report: 3 background checks
- When sepltd.com first appeared online, and whether it can receive email
- What kind of line 01695 50658 is
- Who else gives the postcode L40 6LN
Other names (3)
If you were contacted under any of these names, it is this firm.
- SEP Engineers Trading name: A name it trades under now.
- SEP Geospatial Trading name: A name it trades under now.
- SEP Technical Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Ignition Credit PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- SEP (SITE ENGINEERING PERSONNEL) LIMITED
- Company number
- 02019070 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 13 May 1986 (40 years old)
- Registered office
- Unit 6 Holland Business Park Spa Lane, Lathom, Ormskirk, L40 6LN, England
- Nature of business
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- Other engineering activities (SIC 71129)
- Renting and leasing of construction and civil engineering machinery and equipment (SIC 77320)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Carl Spencer Housbey | Director | Feb 1968 | 14 Apr 1999 | 13 other companies |
| Drew Brynmoor Arscott | Director | Mar 1977 | 28 Feb 2020 | 4 other companies |
| Oliver Charles Brooks | Director | Aug 1971 | 28 Feb 2020 | 17 other companies |
| Neil Paul Webster | Director | May 1978 | 28 Feb 2020 | 3 other companies |
| Benjamin Thomas Johnson | Director | Jan 1989 | 28 Feb 2020 | 1 other company |
| Luke Nixon | Director | Apr 1981 | 28 Feb 2020 | 1 other company |
| Ryan Philip Westhoff | Director | Feb 1994 | 1 Jan 2024 | 6 other companies |
| Jamie Paul John Howes | Director | Oct 1978 | 1 Nov 2024 | 1 other company |
| Ryan Philip Westhoff | Secretary | Not published | 21 Apr 2022 | – |
Other companies run by these 8 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 28
- closed down
- 12
- run together
- 9
In the full report: all 28 companies, named
- What each company does, and whether it is still trading
- Which of these 8 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 9 companies these 8 directors run together
- All 14 people who have ever been directors, with their dates
Filed accounts and finances
Profit before tax
£573k
−42% from £996k
Net assets
£4.91m
+9.6% from £4.48m
Cash at bank
£553k
+3.3% from £535k
Owed within a year
£4.24m
−4% from £4.42m
The accounts for the year to 31 October 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £8.88m, for the year to 31 October 2024.
Turnover and profit
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 02019070. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
SEP (Site Engineering Personnel)’s history from the FCA register and Companies House, newest first.
2021
11 February 2021
- Became an introducer appointed representative
FCA register
2020
31 January 2020
- Joseph Johnson gave up control
- Three Shapes Management Limited took control (75–100% of shares)
Companies House
2016
6 April 2016
- Joseph Johnson took control (75–100% of shares)
Companies House
1986
13 May 1986
- Incorporated at Companies House
Companies House
In the full report: all 26 events
- All 26 events in its history (5 shown here)
- Every director appointment and resignation: 18
Firms like SEP (Site Engineering Personnel)
Other firms of the same type (credit broker), nearest first.
In Ormskirk
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on SEP (Site Engineering Personnel)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 28 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 26 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk