Russell Coyle Mortgages Ltd

Reference number: 814321

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Russell Coyle Mortgages Ltd (FRN 814321) is an AR of Mortgage Advice Bureau (Derby) Limited (FRN 466154). When you use Russell Coyle Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Russell Coyle Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07368 248280

  • Address

    1 Tarn Rise, Nuneaton, Warwickshire, CV11 6UT, United Kingdom

In the full report: 2 background checks

  • What kind of line 07368 248280 is
  • Who else gives the postcode CV11 6UT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Russell Coyle Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Advice Bureau (Derby) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 October 2018 (8 years old)
Registered office
1 Tarn Rise, Nuneaton, CV11 6UT, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Russell Coyle Director Mar 1975 1 Oct 2018 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£73.8k

−16% from £88.1k

Cash at bank

£1,639

Up £734 from £905

Employees (average)

2

−33% from 3

Owed within a year

£4,031

−76% from £16.9k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11597255. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Russell Coyle Mortgages’s history from the FCA register and Companies House, newest first.

2018

2 November 2018

  • Changed its registered name from "Russell Coyle"

FCA register

1 October 2018

  • Incorporated at Companies House
  • Russell Coyle took control (75–100% of shares)
  • Russell Coyle appointed as a director

Companies House

23 July 2018

  • Began trading as "Russell Coyle Mortgages"

FCA register

19 July 2018

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Russell Coyle Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Nuneaton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Russell Coyle Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Russell Coyle Mortgages Ltd FCA authorised?
Russell Coyle Mortgages Ltd (FRN 814321) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Russell Coyle Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Russell Coyle Mortgages Ltd (FRN 814321) is an AR of Mortgage Advice Bureau (Derby) Limited (FRN 466154). When you use Russell Coyle Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Russell Coyle Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Russell Coyle Mortgages’ phone number?
The FCA register lists the phone number 07368 248280 for Russell Coyle Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Russell Coyle Mortgages a scam or clone?
Russell Coyle Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Russell Coyle Mortgages?
Protection works through Mortgage Advice Bureau (Derby) Limited, the principal firm responsible for Russell Coyle Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Russell Coyle Mortgages?
Companies House lists one person with significant control of Russell Coyle Mortgages: Mr Russell Coyle (75–100% of shares).
Who runs Russell Coyle Mortgages?
Companies House lists one director of Russell Coyle Mortgages: Russell Coyle.
How long has Russell Coyle Mortgages been in business?
The company was formed on 1 October 2018.
What do Russell Coyle Mortgages’ latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £73.8k (−16% from £88.1k) and cash at bank of £1,639 (up £734 from £905).
Does Russell Coyle Mortgages use any other names?
It has previously used the name Russell Coyle.

Sources and links

The full report on Russell Coyle Mortgages Ltd

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