Ryan Thomson

Reference number: 800926

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Introducer appointed representative

RYAN THOMSON can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

PHOENIX FINANCIAL CONSULTANTS LIMITED Reference number: 539195 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • RYAN THOMSON (FRN 800926) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not RYAN THOMSON.
  • Example: if RYAN THOMSON refers you to a financial adviser, the advice should come from the principal firm, not from RYAN THOMSON itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07414 767321

  • Address

    24 Castle Court, Lossiemouth, Moray, IV31 6RJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07414 767321 is
  • Who else gives the postcode IV31 6RJ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • RyGas Trading name
  • RYAN THOMAS Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Phoenix Financial Consultants Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Ryan Thomson’s history from the FCA register and Companies House, newest first.

Key events (2) All events (5)

2026

15 May 2026

  • Changed its registered name from "RYAN THOMAS"

FCA register

2018

7 February 2018

  • Became an introducer appointed representative

FCA register

In the full report: all 5 events

  • All 5 events in its history (2 shown here)
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Firms like Ryan Thomson

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Inverness (IV) postcode area

Andrew BoyleElginAppointed representativeChristopher Peter NaismithInvernessAppointed representativeElmbrae Mortgage & Pensions Ltd.TainAppointed representativeEwan Falconer McFarlaneInvernessAppointed representativeFergus MacphersonIsle Of SkyeAppointed representativeGordon MainInvernessAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ryan Thomson

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Ryan Thomson FCA authorised?
Ryan Thomson (FRN 800926) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Ryan Thomson?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Ryan Thomson (FRN 800926) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not Ryan Thomson. Example: if Ryan Thomson refers you to a financial adviser, the advice should come from the principal firm, not from Ryan Thomson itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ryan Thomson’s phone number?
The FCA register lists the phone number 07414 767321 for Ryan Thomson. If you were given different contact details, use these to check with the firm before going any further.
Is Ryan Thomson a scam or clone?
Ryan Thomson is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ryan Thomson?
Protection works through Phoenix Financial Consultants Limited, the principal firm responsible for Ryan Thomson's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Ryan Thomson use any other names?
It trades as RyGas. It has previously used the name RYAN THOMAS.

Sources and links

The full report on Ryan Thomson

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