Ryft Pay Ltd

Reference number: 972895

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When ryftpay.com first appeared online, and whether it can receive email
  • What kind of line 020 8895 6678 is
  • Whether M3 3EB is a shared office: 68 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Butlr Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
  • 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
  • 3. Executing payment transactions (no credit line)
  • 5. Issuing and/or acquiring of payment instruments.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
30 July 2019 (7 years old)
Registered office
1 Ryft Pay Ltd., Cubo, Spinningfields, Manchester, M3 3EB, England
Nature of business
  • Ready-made interactive leisure and entertainment software development (SIC 62011)
  • Other information technology service activities (SIC 62090)
  • Data processing, hosting and related activities (SIC 63110)

Directors and company secretaries

Name Role Born Appointed Other companies
Seyed Sadra Hosseini Director Sep 1990 30 Jul 2019 None
Alexander James Mackenzie Director Apr 1991 21 Nov 2019 None
Richard Mark Cameron Kirby Director Jan 1994 21 Nov 2019 None
Grant William Campbell Director Sep 1962 24 Mar 2023 None
Michael James Boocher Director Jan 1980 4 Sep 2025 None
Rohit Mathur Director Dec 1978 21 Aug 2026 6 other companies

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
2
are FCA-registered
2

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£3.16m

+3.8% from £3.05m

Cash at bank

£2.50m

−16% from £2.98m

Employees (average)

23

+188% from 8

Owed within a year

£398k

+325% from £93.8k

* Cash at bank usually includes customers’ money.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12128364. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ryft Pay’s history from the FCA register and Companies House, newest first.

2025

28 April 2025

  • Changed its registered name from "Butlr Ltd"

FCA register

2024

20 December 2024

  • Alexander James Mackenzie stopped being a part-owner
  • Seyed Sadra Hosseini stopped being a part-owner

Companies House

2023

19 March 2023

  • Regulated by the FCA from this date
  • Became an authorised payment institution

FCA register

2019

21 November 2019

  • Alexander James Mackenzie became a part-owner (25–50% of shares)

Companies House

30 July 2019

  • Incorporated at Companies House
  • Seyed Sadra Hosseini became a part-owner (25–50% of shares)

Companies House

In the full report: all 19 events

  • All 19 events in its history (8 shown here)
  • Every director appointment and resignation: 10
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Firms connected to Ryft Pay

Other FCA-listed firms that share a director, phone number or address with Ryft Pay. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
past link
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Firms like Ryft Pay

Other firms of the same type (payment or money transfer firm), nearest first.

In Manchester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ryft Pay

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 19 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Ryft Pay Ltd FCA authorised?
Yes, Ryft Pay Ltd (FRN 972895) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2023 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is Ryft Pay’s phone number and website?
The FCA register lists the phone number 020 8895 6678 and the website ryftpay.com for Ryft Pay. If you were given different contact details, use these to check with the firm before going any further.
Is Ryft Pay a scam or clone?
Ryft Pay is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ryft Pay?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Ryft Pay to the Financial Ombudsman Service, free of charge.
Who owns Ryft Pay?
Companies House lists no one with significant control of Ryft Pay now. Before that, it was controlled by Mr Alexander James Mackenzie and Mr Seyed Sadra Hosseini.
Who runs Ryft Pay?
Companies House lists 6 directors of Ryft Pay: Seyed Sadra Hosseini, Alexander James Mackenzie, Richard Mark Cameron Kirby, Grant William Campbell, Michael James Boocher and Rohit Mathur.
How long has Ryft Pay been in business?
The company was formed on 30 July 2019, and has held its current FCA authorisation since March 2023.
What do Ryft Pay’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £3.16m (+3.8% from £3.05m) and cash at bank of £2.50m (−16% from £2.98m).
Does Ryft Pay use any other names?
It has previously used the name Butlr Ltd.

Sources and links

The full report on Ryft Pay Ltd

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