S A Group Services Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 8 years
Protected through the principal
No FCA actions
Active company since 2018
Accounts filed up to 30 September 2025

Responsible principal firm

BROKERSYNC LTD Reference number: 1031981 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
S A Group Services Ltd (FRN 799840) is an AR of BROKERSYNC LTD (FRN 1031981). When you use S A Group Services's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from S A Group Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

samortgages.co.uk (opens in a new tab)
Phone number

020 3887 3936
Address

The Brentano Suite, 915 High Road, North Finchley, London, N12 8QJ, United Kingdom

In the full report: 3 background checks

When samortgages.co.uk first appeared online, and whether it can receive email
What kind of line 020 3887 3936 is
Who else gives the postcode N12 8QJ

Other names (1)

If you were contacted under any of these names, it is this firm.

Source All Mortgages Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Brokersync Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11558201 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 7 September 2018 (8 years old)
Registered office: C/O Kp & Co Avanata House, 79 College Road, Harrow, HA1 1BD, United Kingdom
Nature of business: Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Birjoo Shah	Director	Jul 1987	7 Sep 2018	1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£68.2k

No earlier figure to compare

Cash at bank

£25.2k

+24% from £20.4k

Employees (average)

3

Same as 3

Owed within a year

£178k

+146% from £72.1k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11558201. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

S A Group Services’s history from the FCA register and Companies House, newest first.

2021

6 December 2021

Radhika Shah became a part-owner (25–50% of shares)

Companies House

2018

7 September 2018

Incorporated at Companies House
Birjoo Shah gained significant control
Birjoo Shah appointed as a director

Companies House

26 January 2018

Became an appointed representative
Began trading as "Source All Mortgages"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to S A Group Services

Other FCA-listed firms that share a director, phone number or address with S A Group Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
no longer authorised: 1
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like S A Group Services

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on S A Group Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 6 events in its history
2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is S A Group Services Ltd FCA authorised?

S A Group Services Ltd (FRN 799840) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for S A Group Services?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. S A Group Services Ltd (FRN 799840) is an AR of BROKERSYNC LTD (FRN 1031981). When you use S A Group Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from S A Group Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is S A Group Services’ phone number and website?

The FCA register lists the phone number 020 3887 3936 and the website samortgages.co.uk for S A Group Services. If you were given different contact details, use these to check with the firm before going any further.

Is S A Group Services a scam or clone?

S A Group Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with S A Group Services?

Protection works through Brokersync Ltd, the principal firm responsible for S A Group Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns S A Group Services?

Companies House lists 2 people with significant control of S A Group Services: Radhika Shah (25–50% of shares) and Mr Birjoo Shah (significant influence or control).

Who runs S A Group Services?

Companies House lists one director of S A Group Services: Birjoo Shah.

How long has S A Group Services been in business?

The company was formed on 7 September 2018.

What do S A Group Services’ latest accounts show?

Its latest accounts, to 30 September 2025, show net assets of £68.2k (no earlier figure to compare) and cash at bank of £25.2k (+24% from £20.4k).

Does S A Group Services use any other names?

It trades as Source All Mortgages.