S.J.M. Independent Funeral Directors Limited

Reference number: 997683

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

GOLDEN LEAVES LIMITED Reference number: 960923 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • S.J.M. Independent Funeral Directors Limited (FRN 997683) introduces customers to GOLDEN LEAVES LIMITED (FRN 960923). Any regulated advice or arranging is done by the principal, not S.J.M. Independent Funeral Directors.
  • Example: if S.J.M. Independent Funeral Directors refers you to a financial adviser, the advice should come from the principal firm, not from S.J.M. Independent Funeral Directors itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sjmfuneraldirectors.co.uk first appeared online, and whether it can receive email
  • What kind of line 0121 227 2562 is
  • Who else gives the postcode B24 9PJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • SJM Independent Funeral Directors Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Leaves Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14303302
Company status
Active
Company type
Private limited company
Incorporated
18 August 2022 (4 years old)
Registered office
Suite D, Astor House 282 Lichfield Road, Four Oaks, Sutton Coldfield, West Midlands, B74 2UG, United Kingdom
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephanie Jane Mason Director Aug 1955 18 Aug 2022 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Total equity

£3,099

−64% from £8,718

Employees (average)

3

+50% from 2

Owed within a year

£19.0k

+43% from £13.3k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14303302. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

S.J.M. Independent Funeral Directors’s history from the FCA register and Companies House, newest first.

2023

20 October 2023

  • Changed its registered name from "SJM Independent Funeral Directors Ltd"

FCA register

9 June 2023

  • Became an introducer appointed representative

FCA register

2022

18 August 2022

  • Incorporated at Companies House
  • Stephanie Jane Mason took control (75–100% of shares)
  • Stephanie Jane Mason appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to S.J.M. Independent Funeral Directors

Other FCA-listed firms that share a director, phone number or address with S.J.M. Independent Funeral Directors. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like S.J.M. Independent Funeral Directors

Other firms of the same type (funeral director), nearest first.

In the Birmingham (B) postcode area

Farewill LtdSutton ColdfieldAppointed representativeA.b.taylor Funeral Services LimitedBirminghamAppointed representativeAsian Funeral Services (SMK) LtdSmethwickAppointed representativeBastock & Bruce LimitedSolihullAppointed representativeBrain and Waldron LtdSmethwickAppointed representativeC. Bastock (Contracts) LimitedSolihullAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on S.J.M. Independent Funeral Directors

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is S.J.M. Independent Funeral Directors Limited FCA authorised?
S.J.M. Independent Funeral Directors Limited (FRN 997683) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for S.J.M. Independent Funeral Directors?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. S.J.M. Independent Funeral Directors Limited (FRN 997683) introduces customers to GOLDEN LEAVES LIMITED (FRN 960923). Any regulated advice or arranging is done by the principal, not S.J.M. Independent Funeral Directors. Example: if S.J.M. Independent Funeral Directors refers you to a financial adviser, the advice should come from the principal firm, not from S.J.M. Independent Funeral Directors itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is S.J.M. Independent Funeral Directors’ phone number and website?
The FCA register lists the phone number 0121 227 2562 and the website sjmfuneraldirectors.co.uk for S.J.M. Independent Funeral Directors. If you were given different contact details, use these to check with the firm before going any further.
Is S.J.M. Independent Funeral Directors a scam or clone?
S.J.M. Independent Funeral Directors is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with S.J.M. Independent Funeral Directors?
Protection works through Golden Leaves Limited, the principal firm responsible for S.J.M. Independent Funeral Directors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns S.J.M. Independent Funeral Directors?
Companies House lists one person with significant control of S.J.M. Independent Funeral Directors: Mrs Stephanie Jane Mason (75–100% of shares).
Who runs S.J.M. Independent Funeral Directors?
Companies House lists one director of S.J.M. Independent Funeral Directors: Stephanie Jane Mason.
How long has S.J.M. Independent Funeral Directors been in business?
The company was formed on 18 August 2022.
What do S.J.M. Independent Funeral Directors’ latest accounts show?
Its latest accounts, to 31 August 2025, show total equity of £3,099 (−64% from £8,718).
Does S.J.M. Independent Funeral Directors use any other names?
It has previously used the name SJM Independent Funeral Directors Ltd.

Sources and links

The full report on S.J.M. Independent Funeral Directors Limited

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