S K S Limited

Reference number: 729317

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When jma-uk.co.uk first appeared online, and whether it can receive email
  • What kind of line 01442 291400 is
  • Who else gives the postcode HP4 1EG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • SKS LIMITED T/A JMA-UK Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
15 February 1972 (54 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Wholesale of hardware, plumbing and heating equipment and supplies (SIC 46740)

Directors and company secretaries

Name Role Born Appointed Other companies
Itziar Izquierdo Altuna Director Jun 1973 31 Mar 2017 None
GRUPO ALEJANDRO ALTUNA SPE SL Corporate director Not published 31 Mar 2017 None
Jon Esnaola Director Jan 1992 28 Mar 2018 1 other company
Ian Paul Elverson Director Sep 1977 1 Jan 2025 1 other company

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 4 directors run together
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Turnover

£5.10m

−7% from £5.49m

Profit before tax

£35.1k

−79% from £167k

Net assets

£2.53m

−7.3% from £2.73m

Cash at bank

£176k

+36% from £129k

Turnover and profit

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 01042581. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

S K S’s history from the FCA register and Companies House, newest first.

2017

3 January 2017

  • Grupo Alejandro Altuna Spe Sl took control (75–100% of shares)
  • Trevor William Brett gave up control

Companies House

2016

6 April 2016

  • Trevor William Brett took control (75–100% of shares)

Companies House

2015

31 December 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1972

15 February 1972

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (6 shown here)
  • Every director appointment and resignation: 11
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Firms connected to S K S

Other FCA-listed firms that share a director, phone number or address with S K S. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like S K S

Other firms of the same type (credit broker), nearest first.

In Berkhamsted

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on S K S

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 20 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is S K S Limited FCA authorised?
Yes, S K S Limited (FRN 729317) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is S K S’ phone number and website?
The FCA register lists the phone number 01442 291400 and the website jma-uk.co.uk for S K S. If you were given different contact details, use these to check with the firm before going any further.
Is S K S a scam or clone?
S K S is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with S K S?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how S K S handles your money, so check the specific product before you commit. You can also refer complaints about S K S to the Financial Ombudsman Service, free of charge.
Who owns S K S?
S K S is owned by Grupo Alejandro Altuna Spe Sl, which holds 75–100% of shares, since 3 January 2017. Before that, it was controlled by Mr Trevor William Brett.
Who runs S K S?
Companies House lists 4 directors of S K S: Itziar Izquierdo Altuna, Grupo Alejandro Altuna Spe Sl, Jon Esnaola and Ian Paul Elverson.
How long has S K S been in business?
The company was formed on 15 February 1972, and has held its current FCA authorisation since December 2015.
What do S K S’ latest accounts show?
Its latest accounts, to 31 December 2025, show turnover of £5.10m (−7% from £5.49m) and profit before tax of £35.1k (−79% from £167k).
Does S K S use any other names?
It trades as SKS LIMITED T/A JMA-UK.

Sources and links

The full report on S K S Limited

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