Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2003
- Accounts filed up to 30 June 2023
Responsible principal firm
EFT Finance Limited Reference number: 667290 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- S MacDonald Commercial Services Limited (FRN 987256) introduces customers to EFT Finance Limited (FRN 667290). Any regulated advice or arranging is done by the principal, not S MacDonald Commercial Services.
- Example: if S MacDonald Commercial Services refers you to a financial adviser, the advice should come from the principal firm, not from S MacDonald Commercial Services itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Unit 6, Gelderd Park, 98 Gelderd Road, Leeds, Leeds, LS12 6HJ, United Kingdom
In the full report: 2 background checks
- What kind of line 0845 388 3816 is
- Who else gives the postcode LS12 6HJ
Other names (4)
If you were contacted under any of these names, it is this firm.
- Apache Automotive Trading name: A name it trades under now.
- SMUK Trading name: A name it trades under now.
- S MacDonald Commercial Services Ltd Former name: A name it was registered under before.
- S MacDonald Commercials Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through EFT Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04792208 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 9 June 2003 (23 years old)
- Registered office
- Unit 6 Gelderd Park, 98 Gelderd Road, Leeds, LS12 6HJ, England
- Nature of business
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- Installation of industrial machinery and equipment (SIC 33200)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Steven Lyle Macdonald | Director | Apr 1972 | 18 Jun 2003 | 6 other companies |
| David Wilman | Director | Jul 1977 | 8 Apr 2013 | 1 other company |
| Joanne Catherine Macdonald | Secretary | Not published | 18 Jun 2003 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- closed down
- 1
- still active
- 6
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£1.19m
+39% from £857k
Cash at bank
£572k
−23% from £741k
Employees (average)
74
+4.2% from 71
Owed within a year
£2.85m
+73% from £1.64m
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2020 to 2023
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 04792208. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
S MacDonald Commercial Services’s history from the FCA register and Companies House, newest first.
2024
27 July 2024
- Changed its registered name from "S MacDonald Commercial Services Ltd"
FCA register
2022
18 November 2022
- Changed its registered name from "S MacDonald Commercials Ltd"
FCA register
17 November 2022
- Became an introducer appointed representative
FCA register
2021
26 July 2021
- Smuk (Leeds) Limited took control (75–100% of shares)
- Steven Lyle Macdonald stopped being a part-owner
Companies House
2016
6 April 2016
- Steven Lyle Macdonald became a part-owner (25–50% of shares)
Companies House
2003
9 June 2003
- Incorporated at Companies House
Companies House
In the full report: all 17 events
- All 17 events in its history (7 shown here)
- Every director appointment and resignation: 8
Firms connected to S MacDonald Commercial Services
Other FCA-listed firms that share a director, phone number or address with S MacDonald Commercial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like S MacDonald Commercial Services
Other firms of the same type (credit broker), nearest first.
In Leeds
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on S MacDonald Commercial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 2 background checks on its contact details
- 4 years of accounts, charted
- All 17 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk