S Morrall & C M Dicks

Reference number: 402955

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Appointed representative

S Morrall & C M Dicks does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) Reference number: 117664 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • S Morrall & C M Dicks (FRN 402955) is an AR of NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) (FRN 117664). When you use S Morrall & C M Dicks's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from S Morrall & C M Dicks, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01404 549003

  • Address

    NFU Office, The Dutch Barn, Woodhayes, Honiton, Devon, EX14 4TP, United Kingdom

In the full report: 2 background checks

  • What kind of line 01404 549003 is
  • Who else gives the postcode EX14 4TP
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Other names (10)

If you were contacted under any of these names, it is this firm.

  • A J Cotter & C M Dicks Former name
  • A J Cotter & D T Venner Former name
  • Andrew J Cotter Former name
  • C M Dicks Former name
  • Dawn T Venner Former name
  • D T Venner & E V Cottey Former name
  • D T Venner & L M A Little Former name
  • Mrs DT Venner Former name
  • Mrs D T Venner & Mrs A M Joy Former name
  • Mrs DT Venner & Mrs NC Robson Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through National Farmers Union Mutual Insurance Society Limited (The), the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

S Morrall & C M Dicks’s history from the FCA register and Companies House, newest first.

2026

18 March 2026

  • Changed its registered name from "C M Dicks"

FCA register

2025

20 November 2025

  • Changed its registered name from "A J Cotter & C M Dicks"

FCA register

2024

2 August 2024

  • Changed its registered name from "Andrew J Cotter"

FCA register

2 May 2024

  • Changed its registered name from "A J Cotter & D T Venner"

FCA register

2023

9 June 2023

  • Changed its registered name from "Dawn T Venner"

FCA register

9 January 2023

  • Changed its registered name from "D T Venner & L M A Little"

FCA register

2020

16 June 2020

  • Changed its registered name from "D T Venner & E V Cottey"

FCA register

2016

5 January 2016

  • Changed its registered name from "Mrs D T Venner & Mrs A M Joy"

FCA register

2011

24 November 2011

  • Changed its registered name from "Mrs DT Venner"

FCA register

5 May 2011

  • Changed its registered name from "Mrs DT Venner & Mrs NC Robson"

FCA register

2005

14 January 2005

  • Became an appointed representative

FCA register

Firms like S Morrall & C M Dicks

Other firms of the same type (insurance broker), nearest first.

In the Exeter (EX) postcode area

Darwin (Beach Cove) LimitedIlfracombeAppointed representativeDarwin (Sandymouth) LimitedBudeAppointed representativeDevon Healthcare LtdExeterAppointed representativeAMB Rural & Commercial LtdCullomptonAppointed representativeAnthony RossExeterAppointed representativeAvon & Somerset Police FederationAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

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  • 2 background checks on its contact details

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Frequently asked questions about this firm

Is S Morrall & C M Dicks FCA authorised?
S Morrall & C M Dicks (FRN 402955) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for S Morrall & C M Dicks?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. S Morrall & C M Dicks (FRN 402955) is an AR of NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) (FRN 117664). When you use S Morrall & C M Dicks's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from S Morrall & C M Dicks, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is S Morrall & C M Dicks’ phone number?
The FCA register lists the phone number 01404 549003 for S Morrall & C M Dicks. If you were given different contact details, use these to check with the firm before going any further.
Is S Morrall & C M Dicks a scam or clone?
S Morrall & C M Dicks is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with S Morrall & C M Dicks?
Protection works through National Farmers Union Mutual Insurance Society Limited (The), the principal firm responsible for S Morrall & C M Dicks's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does S Morrall & C M Dicks use any other names?
It has previously used 10 other names, including A J Cotter & C M Dicks, A J Cotter & D T Venner and Andrew J Cotter.

Sources and links

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