Safe Hands Mortgage and Protection Ltd

Reference number: 832595

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Safe Hands Mortgage and Protection Ltd (FRN 832595) is an AR of The Right Mortgage Limited (FRN 649443). When you use Safe Hands Mortgage and Protection's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Safe Hands Mortgage and Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01495 366177

  • Address

    Five Oaks, Christchurch, Newport, NP18 1JJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01495 366177 is
  • Who else gives the postcode NP18 1JJ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Natasha Cooke Former name
  • Safe Hands Mortgage and Protection Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13571693
Company status
Active
Company type
Private limited company
Incorporated
18 August 2021 (5 years old)
Registered office
Five Oaks, Christchurch, Newport, NP18 1JJ, Wales
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Richard Beacham Director Sep 1987 18 Aug 2021 None
Natasha Cooke Director May 1985 18 Aug 2021 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Total equity

£16.8k

−39% from £27.4k

Cash at bank

£26.0k

+42% from £18.3k

Employees (average)

5

+67% from 3

Owed within a year

£126k

+26% from £100k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13571693. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Safe Hands Mortgage and Protection’s history from the FCA register and Companies House, newest first.

Key events (6) All events (10)

2021

2 December 2021

  • Changed its registered name from "Safe Hands Mortgage and Protection"

FCA register

18 August 2021

  • Incorporated at Companies House
  • Michael Richard Beacham became a part-owner (25–50% of shares)
  • Natasha Cooke became a part-owner (25–50% of shares)

Companies House

2020

14 December 2020

  • Changed its registered name from "Natasha Cooke"

FCA register

2019

1 February 2019

  • Became an appointed representative

FCA register

In the full report: all 10 events

  • All 10 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms like Safe Hands Mortgage and Protection

Other firms of the same type (insurance broker), nearest first.

In the Newport (NP) postcode area

Williams Medical Supplies LimitedRhymneyAppointed representativeAmber Shield Finance LtdNewportAppointed representativeAmple Mortgages LimitedAppointed representativeBrian Clark & CoChepstowAppointed representativeColumbus Forty Five LimitedNewportAppointed representativeE A Jones & R J PittmanAbergavennyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Safe Hands Mortgage and Protection

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 4 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Safe Hands Mortgage and Protection Ltd FCA authorised?
Safe Hands Mortgage and Protection Ltd (FRN 832595) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Safe Hands Mortgage and Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Safe Hands Mortgage and Protection Ltd (FRN 832595) is an AR of The Right Mortgage Limited (FRN 649443). When you use Safe Hands Mortgage and Protection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Safe Hands Mortgage and Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Safe Hands Mortgage and Protection’s phone number?
The FCA register lists the phone number 01495 366177 for Safe Hands Mortgage and Protection. If you were given different contact details, use these to check with the firm before going any further.
Is Safe Hands Mortgage and Protection a scam or clone?
Safe Hands Mortgage and Protection is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Safe Hands Mortgage and Protection?
Protection works through The Right Mortgage Limited, the principal firm responsible for Safe Hands Mortgage and Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Safe Hands Mortgage and Protection?
Companies House lists 2 people with significant control of Safe Hands Mortgage and Protection: Mr Michael Richard Beacham (25–50% of shares) and Mrs Natasha Cooke (25–50% of shares).
Who runs Safe Hands Mortgage and Protection?
Companies House lists 2 directors of Safe Hands Mortgage and Protection: Michael Richard Beacham and Natasha Cooke.
How long has Safe Hands Mortgage and Protection been in business?
The company was formed on 18 August 2021.
What do Safe Hands Mortgage and Protection’s latest accounts show?
Its latest accounts, to 31 August 2025, show total equity of £16.8k (−39% from £27.4k) and cash at bank of £26.0k (+42% from £18.3k).
Does Safe Hands Mortgage and Protection use any other names?
It has previously used 2 other names: Natasha Cooke and Safe Hands Mortgage and Protection.

Sources and links

The full report on Safe Hands Mortgage and Protection Ltd

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