Santam Specialist Business Limited

Reference number: 914303

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Santam Specialist Business Limited (FRN 914303) is an AR of DAVIES MGA SERVICES LIMITED (FRN 597301). When you use Santam Specialist Business's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Santam Specialist Business, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 4651 7000

  • Address

    4th Floor 140 Leadenhall Street, London, EC3V 4QT, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 4651 7000 is
  • Who else gives the postcode EC3V 4QT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Davies Mga Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
17 April 2019 (7 years old)
Registered office
4th Floor 140 Leadenhall Street, London, EC3V 4QT, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Gareth Clive Beaver Director Jan 1970 22 Sep 2025 None
Robert Sean Vetch Director Jun 1972 1 Oct 2025 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Micro-entity accountsNot audited

Turnover

£761k

+147% from £309k

Net assets

£174k

+164% from £65.9k

Employees (average)

2

Same as 2

Turnover

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11951633. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Santam Specialist Business’s history from the FCA register and Companies House, newest first.

2019

30 September 2019

  • Became an appointed representative

FCA register

17 April 2019

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (2 shown here)
  • Every director appointment and resignation: 10
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Firms like Santam Specialist Business

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Santam Specialist Business

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Santam Specialist Business Limited FCA authorised?
Santam Specialist Business Limited (FRN 914303) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Santam Specialist Business?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Santam Specialist Business Limited (FRN 914303) is an AR of DAVIES MGA SERVICES LIMITED (FRN 597301). When you use Santam Specialist Business's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Santam Specialist Business, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Santam Specialist Business’ phone number?
The FCA register lists the phone number 020 4651 7000 for Santam Specialist Business. If you were given different contact details, use these to check with the firm before going any further.
Is Santam Specialist Business a scam or clone?
Santam Specialist Business is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Santam Specialist Business?
Protection works through Davies Mga Services Limited, the principal firm responsible for Santam Specialist Business's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs Santam Specialist Business?
Companies House lists 2 directors of Santam Specialist Business: Gareth Clive Beaver and Robert Sean Vetch.
How long has Santam Specialist Business been in business?
The company was formed on 17 April 2019.
What do Santam Specialist Business’ latest accounts show?
Its latest accounts, to 31 December 2024, show turnover of £761k (+147% from £309k) and net assets of £174k (+164% from £65.9k).

Sources and links

The full report on Santam Specialist Business Limited

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