Say Grass Ltd

Reference number: 997234

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Switcha Limited Reference number: 828963 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • SAY GRASS LTD (FRN 997234) introduces customers to Switcha Limited (FRN 828963). Any regulated advice or arranging is done by the principal, not SAY GRASS.
  • Example: if SAY GRASS refers you to a financial adviser, the advice should come from the principal firm, not from SAY GRASS itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When saygrass.co.uk first appeared online, and whether it can receive email
  • What kind of line 07448 072692 is
  • Whether EC1V 2NX is a shared office: 214 other firms give it
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Switcha Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11323620
Company status
Active
Company type
Private limited company
Incorporated
23 April 2018 (8 years old)
Registered office
128 City Road, London, EC1V 2NX, United Kingdom
Nature of business
  • Landscape service activities (SIC 81300)

Directors and company secretaries

Name Role Born Appointed Other companies
Constantin Nitii Director Nov 1989 23 Apr 2018 None
Constantin Nitii Secretary Not published 23 Apr 2018 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

−£157k

Down £41.8k from −£115k

Employees (average)

1

−50% from 2

Owed within a year

£16.5k

−75% from £65.4k

Net assets are negative: on its last balance sheet the company owed £157k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11323620. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Say Grass’s history from the FCA register and Companies House, newest first.

2023

2 June 2023

  • Became an introducer appointed representative

FCA register

2018

23 April 2018

  • Incorporated at Companies House
  • Constantin Nitii took control (75–100% of shares)
  • Constantin Nitii appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Say Grass

Other firms of the same type (credit broker), nearest first.

In London

SME Asset Finance LimitedLondonAppointed representativeSuper Payments LtdLondonAppointed representativeNational Education UnionLondonAppointed representativeReed Learning LimitedLondonAppointed representativeRoyal Free London NHS Foundation TrustLondonAppointed representativeClickMechanic LtdLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Say Grass

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 4 events in its history

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Frequently asked questions about this firm

Is Say Grass Ltd FCA authorised?
Say Grass Ltd (FRN 997234) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Say Grass?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Say Grass Ltd (FRN 997234) introduces customers to Switcha Limited (FRN 828963). Any regulated advice or arranging is done by the principal, not Say Grass. Example: if Say Grass refers you to a financial adviser, the advice should come from the principal firm, not from Say Grass itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Say Grass’ phone number and website?
The FCA register lists the phone number 07448 072692 and the website Saygrass.co.uk for Say Grass. If you were given different contact details, use these to check with the firm before going any further.
Is Say Grass a scam or clone?
Say Grass is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Say Grass?
Protection works through Switcha Limited, the principal firm responsible for Say Grass's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Say Grass?
Companies House lists one person with significant control of Say Grass: Mr Constantin Nitii (75–100% of shares).
Who runs Say Grass?
Companies House lists one director of Say Grass: Constantin Nitii.
How long has Say Grass been in business?
The company was formed on 23 April 2018.
What do Say Grass’ latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of −£157k (down £41.8k from −£115k).

Sources and links

The full report on Say Grass Ltd

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