Score Genius Technology Limited

Reference number: 840328

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

CREATIVE FINANCE LIMITED Reference number: 702435 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Score Genius Technology Limited (FRN 840328) is an AR of CREATIVE FINANCE LIMITED (FRN 702435). When you use Score Genius Technology's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Score Genius Technology, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When debtsmadesimple.org.uk first appeared online, and whether it can receive email
  • What kind of line 0330 223 4946 is
  • Who else gives the postcode TW9 1HP
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Debts Made Simple Trading name
  • Score Genius Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Creative Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11498853
Company status
Active
Company type
Private limited company
Incorporated
3 August 2018 (8 years old)
Registered office
20-22 Wenlock Road, London, N1 7GU, England
Nature of business
  • Business and domestic software development (SIC 62012)
  • Activities of credit bureaus (SIC 82912)

Directors and company secretaries

Name Role Born Appointed Other companies
Damon Hirschl Director Oct 1976 3 Aug 2018 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 6 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

−£83.1k

−127% from £312k

Cash at bank

£8,980

No earlier figure to compare

Employees (average)

0

−100% from 1

Owed within a year

£97.2k

−69% from £319k

Net assets are negative: on its last balance sheet the company owed £83.1k more than it owned.

Net assets

In the full report: all 5 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11498853. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Score Genius Technology’s history from the FCA register and Companies House, newest first.

Key events (7) All events (21)

2019

16 April 2019

  • Became an appointed representative

FCA register

2018

28 August 2018

  • Vinod Kumar Bhardwaj no longer has significant control

Companies House

24 August 2018

  • Sancy Hirschl no longer has significant control

Companies House

3 August 2018

  • Incorporated at Companies House
  • Damon Hirschl became the majority owner (50–75% of shares)
  • Sancy Hirschl gained significant control
  • Vinod Kumar Bhardwaj gained significant control

Companies House

In the full report: all 21 events

  • All 21 events in its history (7 shown here)
  • Every director appointment and resignation: 11
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Firms connected to Score Genius Technology

Other FCA-listed firms that share a director, phone number or address with Score Genius Technology. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Get the full report on Score Genius Technology

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 21 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Score Genius Technology Limited FCA authorised?
Score Genius Technology Limited (FRN 840328) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Score Genius Technology?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Score Genius Technology Limited (FRN 840328) is an AR of CREATIVE FINANCE LIMITED (FRN 702435). When you use Score Genius Technology's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Score Genius Technology, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Score Genius Technology’s phone number and website?
The FCA register lists the phone number 0330 223 4946 and the website debtsmadesimple.org.uk for Score Genius Technology. If you were given different contact details, use these to check with the firm before going any further.
Is Score Genius Technology a scam or clone?
Score Genius Technology is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Score Genius Technology?
Protection works through Creative Finance Limited, the principal firm responsible for Score Genius Technology's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Score Genius Technology?
Companies House lists one person with significant control of Score Genius Technology: Mr Damon Hirschl (50–75% of shares). Before that, it was controlled by Mr Vinod Kumar Bhardwaj and Miss Sancy Hirschl.
Who runs Score Genius Technology?
Companies House lists one director of Score Genius Technology: Damon Hirschl.
How long has Score Genius Technology been in business?
The company was formed on 3 August 2018.
What do Score Genius Technology’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of −£83.1k (−127% from £312k) and cash at bank of £8,980 (no earlier figure to compare).
Does Score Genius Technology use any other names?
It trades as Debts Made Simple. It has previously used the name Score Genius.

Sources and links

The full report on Score Genius Technology Limited

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