Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2000
- Accounts filed up to 31 March 2025
Responsible principal firm
Noble Insurance Services Ltd Reference number: 305884 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Scottish Canoe Association (FRN 1009832) introduces customers to Noble Insurance Services Ltd (FRN 305884). Any regulated advice or arranging is done by the principal, not Scottish Canoe Association.
- Example: if Scottish Canoe Association refers you to a financial adviser, the advice should come from the principal firm, not from Scottish Canoe Association itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Grandtully Campsite, Grandtully, Pitlochry, Perth & Kinross, PH9 0PL, United Kingdom
In the full report: 2 background checks
- What kind of line 01887 292040 is
- Who else gives the postcode PH9 0PL
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Noble Insurance Services Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC207488 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 26 May 2000 (26 years old)
- Registered office
- Grandtully Campsite, Grandtully, Pitlochry, PH9 0PL, Scotland
- Nature of business
-
- Activities of other membership organisations not elsewhere classified (SIC 94990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Allan Mckay | Director | Apr 1993 | 17 Nov 2021 | None |
| Richard Michael Sant | Director | Nov 1970 | 16 Apr 2024 | 4 other companies |
| Niamh Orla Lee | Director | Mar 1995 | 19 Dec 2024 | None |
| Mark Mulrain | Director | Sep 1988 | 19 Dec 2024 | None |
| Alison Marie Byers | Director | Dec 1975 | 19 Dec 2024 | None |
| Kenneth Alexander John Nicol | Director | Sep 1961 | 19 Dec 2024 | 1 other company |
| Stewart Richard Pitt | Director | Mar 1968 | 19 Dec 2024 | None |
| Laura Jane Macaulay | Director | Dec 1979 | 17 Apr 2026 | None |
| Aileen Mcgregor Ross | Director | Nov 1982 | 17 Apr 2026 | None |
| Robert James Emmott | Director | Apr 1971 | 22 Jun 2026 | None |
Other companies run by these 10 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 2
- is FCA-registered
- 1
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of these 10 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 70 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£438k
<1% from £436k
Cash at bank
£535k
−22% from £689k
Employees (average)
17
+6.3% from 16
Owed within a year
£295k
+4.5% from £283k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC207488. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Scottish Canoe Association’s history from the FCA register and Companies House, newest first.
2024
13 March 2024
- Became an introducer appointed representative
FCA register
2000
26 May 2000
- Incorporated at Companies House
Companies House
In the full report: all 146 events
- All 146 events in its history (2 shown here)
- Every director appointment and resignation: 144
Firms connected to Scottish Canoe Association
Other FCA-listed firms that share a director, phone number or address with Scottish Canoe Association. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
Firms like Scottish Canoe Association
Other firms of the same type (insurance broker), nearest first.
In the Perth (PH) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Scottish Canoe Association
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 146 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk