Scottish Fire & Rescue Service

Scottish Fire & Rescue Service (FRN 932410) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Scottish Fire & Rescue Service (FRN 932410) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Scottish Fire & Rescue Service. Example: if Scottish Fire & Rescue Service refers you to a financial adviser, the advice should come from the principal firm, not from Scottish Fire & Rescue Service itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

The FCA register lists the phone number 07768 725051 and the website firescotland.gov.uk for Scottish Fire & Rescue Service. If you were given different contact details, use these to check with the firm before going any further.

Scottish Fire & Rescue Service is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Protection works through SME HCI Limited, the principal firm responsible for Scottish Fire & Rescue Service's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.