Seaman & Keys Ltd

Reference number: 1004258

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

TMG Direct Limited Reference number: 786245 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Seaman & Keys Ltd (FRN 1004258) is an AR of TMG Direct Limited (FRN 786245). When you use Seaman & Keys's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Seaman & Keys, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07359 664952

  • Address

    11 Rydal Terrace, Barnsley, Barnsley, S71 1EP, United Kingdom

In the full report: 2 background checks

  • What kind of line 07359 664952 is
  • Who else gives the postcode S71 1EP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TMG Direct Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15170914
Company status
Active
Company type
Private limited company
Incorporated
28 September 2023 (3 years old)
Registered office
11 Rydal Terrace, Barnsley, S71 1EP, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Sian Michelle Keys Director Jun 1987 28 Sep 2023 None
Colin Graham Seaman Director Mar 1966 28 Sep 2023 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 5 April 2026Small company accountsNot audited

Net assets

£2,901

Up £2,482 from £419

Cash at bank

£5,511

+260% from £1,530

Employees (average)

2

Same as 2

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15170914. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Seaman & Keys’s history from the FCA register and Companies House, newest first.

2024

22 February 2024

  • Became an appointed representative

FCA register

2023

28 September 2023

  • Incorporated at Companies House
  • Colin Graham Seaman became a part-owner (25–50% of shares)
  • Sian Michelle Keys became a part-owner (25–50% of shares)
  • Colin Graham Seaman appointed as a director
  • Sian Michelle Keys appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Seaman & Keys

Other firms of the same type (mortgage adviser or broker), nearest first.

In Barnsley

Barnsley Mortgages LtdBarnsleyAppointed representativeHarry MasonBarnsleyAppointed representativeLM Mortgages LtdBarnsleyAppointed representativeMJLC Financial LtdBarnsleyAppointed representativeWarrior Financial Services LtdBarnsleyAppointed representativeWhittlestone Financial Services LtdBarnsleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Seaman & Keys

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Seaman & Keys Ltd FCA authorised?
Seaman & Keys Ltd (FRN 1004258) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Seaman & Keys?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Seaman & Keys Ltd (FRN 1004258) is an AR of TMG Direct Limited (FRN 786245). When you use Seaman & Keys's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Seaman & Keys, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Seaman & Keys’ phone number?
The FCA register lists the phone number 07359 664952 for Seaman & Keys. If you were given different contact details, use these to check with the firm before going any further.
Is Seaman & Keys a scam or clone?
Seaman & Keys is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Seaman & Keys?
Protection works through TMG Direct Limited, the principal firm responsible for Seaman & Keys's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Seaman & Keys?
Companies House lists 2 people with significant control of Seaman & Keys: Mr Colin Graham Seaman (25–50% of shares) and Mrs Sian Michelle Keys (25–50% of shares).
Who runs Seaman & Keys?
Companies House lists 2 directors of Seaman & Keys: Sian Michelle Keys and Colin Graham Seaman.
How long has Seaman & Keys been in business?
The company was formed on 28 September 2023.
What do Seaman & Keys’ latest accounts show?
Its latest accounts, to 5 April 2026, show net assets of £2,901 (up £2,482 from £419) and cash at bank of £5,511 (+260% from £1,530).

Sources and links

The full report on Seaman & Keys Ltd

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