Warrior Financial Services Ltd

Reference number: 1009240

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Warrior Financial Services Ltd (FRN 1009240) is an AR of HL Partnership Limited (FRN 303397). When you use Warrior Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Warrior Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When warriorfs.co.uk first appeared online, and whether it can receive email
  • What kind of line 0114 268 8713 is
  • Who else gives the postcode S73 0LZ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
27 March 2023 (3 years old)
Registered office
Omega Court, 376 Cemetery Road, Sheffield, South Yorkshire, S11 8FT, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Vanessa Marie Richardson Director Jan 1979 27 Mar 2023 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£4,747

Up £4,313 from £434

Employees (average)

1

Same as 1

Owed within a year

£15.5k

+130% from £6,731

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14760060. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Warrior Financial Services’s history from the FCA register and Companies House, newest first.

2024

5 March 2024

  • Became an appointed representative

FCA register

2023

21 November 2023

  • Andrew Peter Ford no longer has significant control

Companies House

9 November 2023

  • Andrew Peter Ford gained significant control

Companies House

27 March 2023

  • Incorporated at Companies House
  • Vanessa Marie Richardson took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Warrior Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Barnsley

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Warrior Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is Warrior Financial Services Ltd FCA authorised?
Warrior Financial Services Ltd (FRN 1009240) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Warrior Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Warrior Financial Services Ltd (FRN 1009240) is an AR of HL Partnership Limited (FRN 303397). When you use Warrior Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Warrior Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Warrior Financial Services’ phone number and website?
The FCA register lists the phone number 0114 268 8713 and the website warriorfs.co.uk for Warrior Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Warrior Financial Services a scam or clone?
Warrior Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Warrior Financial Services?
Protection works through HL Partnership Limited, the principal firm responsible for Warrior Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Warrior Financial Services?
Companies House lists one person with significant control of Warrior Financial Services: Mrs Vanessa Marie Richardson (75–100% of shares). Before that, it was controlled by Mr Andrew Peter Ford.
Who runs Warrior Financial Services?
Companies House lists one director of Warrior Financial Services: Vanessa Marie Richardson.
How long has Warrior Financial Services been in business?
The company was formed on 27 March 2023.
What do Warrior Financial Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £4,747 (up £4,313 from £434).

Sources and links

The full report on Warrior Financial Services Ltd

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