Severn Trent Retail and Utility Services Limited

Reference number: 310729

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When severntrentaffinity.co.uk first appeared online, and whether it can receive email
  • What kind of line 0115 971 3550 is, and the 3 other firms that give it
  • Who else gives the postcode NG15 0DT
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • Severn Trent Property Solutions Trading name
  • Severn Trent Searches Trading name
  • Severn Trent Retail Services Ltd Former name
  • Severn Trent Gas And Electricity Former trading name
  • Severn Trent Home Solutions Former trading name
  • Severn Trent Insurance Services Former trading name
  • Severn Trent Telecoms Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02562471
Company status
Active
Company type
Private limited company
Incorporated
26 November 1990 (35 years old)
Registered office
Severn Trent Centre, 2 St John's Street, Coventry, CV1 2LZ
Nature of business
  • Activities of other holding companies not elsewhere classified (SIC 64209)

Directors and company secretaries

Name Role Born Appointed Other companies
James Anthony Winter Director Jan 1990 28 Mar 2019 None
Charles Augustus Alexander Mccarthy Director Aug 1983 28 Jul 2025 5 other companies
Naomi Richards Secretary Not published 17 Feb 2026 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
still active
5

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 29 people who have ever been directors, with their dates
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Key dates in its history

Severn Trent Retail and Utility Services’s history from the FCA register and Companies House, newest first.

Key events (10) All events (74)

2025

17 March 2025

  • Severn Trent Holdings Limited took control (75–100% of shares)
  • Severn Trent Services Holdings Limited gave up control

Companies House

2016

6 April 2016

  • Severn Trent Services Holdings Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

31 March 2007

  • Board replaced: both directors left and 3 new directors took over

Companies House

2005

25 July 2005

  • Changed its registered name from "Severn Trent Retail Services Ltd"

FCA register

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2001

28 March 2001

  • Board replaced: both directors left and 2 new directors took over

Companies House

1990

26 November 1990

  • Incorporated at Companies House

Companies House

In the full report: all 74 events

  • All 74 events in its history (10 shown here)
  • Every director appointment and resignation: 52
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Firms connected to Severn Trent Retail and Utility Services

Other FCA-listed firms that share a director, phone number or address with Severn Trent Retail and Utility Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share its phone number
3
share its postcode
4

In the full report: all 6 connected firms, named

  • How each is linked: the same phone number (3), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Severn Trent Retail and Utility Services

Other firms of the same type (insurance broker), nearest first.

In Nottingham

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Severn Trent Retail and Utility Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 74 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Severn Trent Retail and Utility Services Limited FCA authorised?
Yes, Severn Trent Retail and Utility Services Limited (FRN 310729) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Severn Trent Retail and Utility Services’ phone number and website?
The FCA register lists the phone number 0115 971 3550 and the website severntrentaffinity.co.uk for Severn Trent Retail and Utility Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 3 other FCA firms.
Is Severn Trent Retail and Utility Services a scam or clone?
Severn Trent Retail and Utility Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Severn Trent Retail and Utility Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Severn Trent Retail and Utility Services to the Financial Ombudsman Service, free of charge.
Who owns Severn Trent Retail and Utility Services?
Severn Trent Retail and Utility Services is owned by Severn Trent Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 17 March 2025. Before that, it was controlled by Severn Trent Services Holdings Limited.
Who runs Severn Trent Retail and Utility Services?
Companies House lists 2 directors of Severn Trent Retail and Utility Services: James Anthony Winter and Charles Augustus Alexander McCarthy.
How long has Severn Trent Retail and Utility Services been in business?
The company was formed on 26 November 1990, and has held its current FCA authorisation since January 2005.
Does Severn Trent Retail and Utility Services use any other names?
It trades as Severn Trent Property Solutions and Severn Trent Searches. It has previously used 5 other names, including Severn Trent Retail Services Ltd, Severn Trent Gas And Electricity and Severn Trent Home Solutions.

Sources and links

The full report on Severn Trent Retail and Utility Services Limited

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