SFS Group Limited

Reference number: 311801

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • Website

    sfs-group.co.uk

  • Phone number

    07785 628056

    Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.

  • Address

    Third Floor South, Quadrangle, Imperial Square, Cheltenham, Gloucestershire, GL50 1PZ, United Kingdom

In the full report: 3 background checks

  • When sfs-group.co.uk first appeared online, and whether it can receive email
  • What kind of line 07785 628056 is, and the 2 other firms that give it
  • Who else gives the postcode GL50 1PZ
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • Endsleigh School Fees Trading name
  • Sfs Group Plc Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02418802
Company status
Active
Company type
Private limited company
Incorporated
31 August 1989 (37 years old)
Registered office
One Creechurch Place, London, EC3A 5AF, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Warren Paul Dickson Director Nov 1971 27 Mar 2024 25 other companies
Jonathan Paul Cumpstey Director Nov 1961 6 Jun 2024 14 other companies
Michael Raymond Millar Director Mar 1988 2 Aug 2024 26 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
46
closed down
26
are FCA-registered
15

In the full report: all 46 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 15 on the FCA register, including 3 no longer authorised
  • The 15 companies these 3 directors run together
  • All 27 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 28 February 2021Full accountsAudited

Net assets

£783k

+6.6% from £734k

Cash at bank

£72.7k

Up £72.6k from £33

Employees (average)

0

−100% from 10

Owed within a year

£875k

+159% from £338k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02418802. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

SFS Group’s history from the FCA register and Companies House, newest first.

Key events (11) All events (61)

2025

10 July 2025

  • Howden Uk&I Holdings Limited took control (75–100% of shares)
  • Schools Specialists Limited gave up control

Companies House

2020

10 March 2020

  • Board replaced: all 5 directors left and 3 new directors took over
  • Angus K.B Cater stopped being a part-owner
  • Schools Specialists Limited took control (75–100% of shares)

Companies House

2016

7 April 2016

  • Angus K.B Cater became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2006

28 June 2006

  • Changed its registered name from "Sfs Group Plc"

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1989

31 August 1989

  • Incorporated at Companies House

Companies House

In the full report: all 61 events

  • All 61 events in its history (11 shown here)
  • Every director appointment and resignation: 47
Instant PDF download

Firms connected to SFS Group

Other FCA-listed firms that share a director, phone number or address with SFS Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
8
no longer authorised
1
share a director
8

In the full report: all 8 connected firms, named

  • How each is linked: shared directors (8), the same phone number (2), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 4 past links through former directors
Instant PDF download

Firms like SFS Group

Other firms of the same type (insurance broker), nearest first.

In Cheltenham

Advent Insurance Services LimitedCheltenhamAuthorisedAspey Lawrence & Co. LimitedCheltenhamAuthorisedBellwood Prestbury LimitedCheltenhamAuthorisedInsurety LtdCheltenhamAuthorisedJohn Morgan Partnership LimitedCheltenhamAuthorisedPolo Commercial Insurance Services LimitedCheltenhamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on SFS Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 46 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 61 events in its history
  • 8 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is SFS Group Limited FCA authorised?
Yes, SFS Group Limited (FRN 311801) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is SFS Group’s phone number and website?
The FCA register lists the phone number 07785 628056 and the website sfs-group.co.uk for SFS Group. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms, one of which is no longer authorised.
Is SFS Group a scam or clone?
SFS Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with SFS Group?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about SFS Group to the Financial Ombudsman Service, free of charge.
Who owns SFS Group?
SFS Group is owned by Howden Uk&I Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 10 July 2025. Before that, it was controlled by Mr Angus K.B Cater and Schools Specialists Limited.
Who runs SFS Group?
Companies House lists 3 directors of SFS Group: Warren Paul Dickson, Jonathan Paul Cumpstey and Michael Raymond Millar.
How long has SFS Group been in business?
The company was formed on 31 August 1989, and has held its current FCA authorisation since January 2005.
What do SFS Group’s latest accounts show?
Its latest accounts, to 28 February 2021, show net assets of £783k (+6.6% from £734k) and cash at bank of £72.7k (up £72.6k from £33).
Does SFS Group use any other names?
It trades as Endsleigh School Fees. It has previously used the name Sfs Group Plc.

Sources and links

The full report on SFS Group Limited

£19.99 · Instant PDF download

Loading secure checkout…