Sfts Trustees Limited
Reference number: 313246
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.
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Address
Third Floor South, Quadrangle, Imperial Square, Cheltenham, Gloucestershire, GL50 1PZ, United Kingdom
In the full report: 3 background checks
- When sfs-group.co.uk first appeared online, and whether it can receive email
- What kind of line 07785 628056 is, and the 2 other firms that give it
- Who else gives the postcode GL50 1PZ
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Arranging (bringing about) deals in investments
- Assisting in the administration and performance of a contract of insurance
- Dealing in investments as agent
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 02538905 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 12 September 1990 (36 years old)
- Registered office
- One Creechurch Place, London, EC3A 5AF, United Kingdom
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Warren Paul Dickson | Director | Nov 1971 | 27 Mar 2024 | 25 other companies |
| Jonathan Paul Cumpstey | Director | Nov 1961 | 6 Jun 2024 | 14 other companies |
| Michael Raymond Millar | Director | Mar 1988 | 2 Aug 2024 | 26 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 46
- closed down
- 26
- are FCA-registered
- 15
In the full report: all 46 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 15 on the FCA register, including 3 no longer authorised
- The 15 companies these 3 directors run together
- All 14 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£53.5k
+54% from £34.8k
Cash at bank
£886k
−11% from £991k
Employees (average)
0
Same as 0
Owed within a year
£932k
−11% from £1.05m
Total equity
In the full report: all 5 years of accounts
- Every year from 2019 to 2023
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 02538905. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Sfts Trustees’s history from the FCA register and Companies House, newest first.
2025
17 December 2025
- Endsleigh Insurance Services Limited gave up control
- Howden Uk&I Holdings Limited took control (75–100% of votes)
Companies House
2023
26 April 2023
- Board replaced: both directors left and 2 new directors took over
Companies House
2020
10 March 2020
- Board replaced: its only director left and 3 new directors took over
- Endsleigh Insurance Services Limited took control (75–100% of votes)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2005
14 January 2005
- Regulated by the Financial Services Authority from this date
- Became authorised by the FCA
FCA register
1998
13 November 1998
- Board replaced: its only director left and a new director took over
Companies House
1994
1 June 1994
- Board replaced: its only director left and a new director took over
Companies House
1990
12 September 1990
- Incorporated at Companies House
Companies House
In the full report: all 32 events
- All 32 events in its history (11 shown here)
- Every director appointment and resignation: 19
Firms connected to Sfts Trustees
Other FCA-listed firms that share a director, phone number or address with Sfts Trustees. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 8
- no longer authorised
- 1
- share a director
- 8
In the full report: all 8 connected firms, named
- How each is linked: shared directors (8), the same phone number (2), the same postcode (2)
- Who links each one: the named directors, with dates
- 4 past links through former directors
Firms like Sfts Trustees
Other firms of the same type (insurance broker), nearest first.
In Cheltenham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Sfts Trustees
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 46 other companies its directors have run, named
- 3 background checks on its contact details
- 5 years of accounts, charted
- All 32 events in its history
- 8 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk