Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2016
- Accounts filed up to 30 June 2025
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- SG UMBRELLA LIMITED (FRN 1040339) introduces customers to St. James's Place Wealth Management Plc (FRN 195351). Any regulated advice or arranging is done by the principal, not SG UMBRELLA.
- Example: if SG UMBRELLA refers you to a financial adviser, the advice should come from the principal firm, not from SG UMBRELLA itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
1 Cedar Office Park, Cobham Road, Ferndown Industrial Estate, Wimborne, Dorset, BH21 7SB, United Kingdom
In the full report: 2 background checks
- What kind of line 01962 896954 is
- Who else gives the postcode BH21 7SB
Other names (1)
If you were contacted under any of these names, it is this firm.
- SG Umbrella Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10067877 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 17 March 2016 (10 years old)
- Registered office
- 1 Cedar Office Park, Cobham Road, Wimborne, BH21 7SB, England
- Nature of business
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- Other professional, scientific and technical activities not elsewhere classified (SIC 74909)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Sarah Juliette Holland | Director | Mar 1964 | 17 Mar 2016 | 56 other companies |
| Daniel John Mepham | Director | Jun 1982 | 17 Mar 2016 | 16 other companies |
| Richard Berkeley Stilwell | Director | Sep 1965 | 17 Mar 2016 | 2 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 67
- closed down
- 49
- are FCA-registered
- 2
In the full report: all 67 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 5 companies these 3 directors run together
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£73.6m
−2.1% from £75.2m
Profit before tax
£130k
−29% from £184k
Total equity
£205k
−17% from £248k
Cash at bank
£4.27m
−6.8% from £4.58m
Turnover and profit
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 10067877. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Sg Umbrella’s history from the FCA register and Companies House, newest first.
2025
10 August 2025
- Changed its registered name from "SG Umbrella Ltd"
- Became an introducer appointed representative
FCA register
2023
14 April 2023
- Daniel John Mepham stopped being a part-owner
- Richard Berkeley Stilwell stopped being a part-owner
- Sarah Juliette Holland stopped being a part-owner
Companies House
2016
1 July 2016
- Daniel John Mepham became a part-owner (25–50% of shares)
- Richard Berkeley Stilwell became a part-owner (25–50% of shares)
- Sarah Juliette Holland became a part-owner (25–50% of shares)
Companies House
6 April 2016
- The Affinity Professional Services Group Limited took control (75–100% of shares)
Companies House
17 March 2016
- Incorporated at Companies House
Companies House
In the full report: all 15 events
- All 15 events in its history (10 shown here)
- Every director appointment and resignation: 5
Firms connected to Sg Umbrella
Other FCA-listed firms that share a director, phone number or address with Sg Umbrella. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 2
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: shared directors (2), the same postcode (3)
- Who links each one: the named directors, with dates
Firms like Sg Umbrella
Other firms of the same type (financial adviser), nearest first.
In Wimborne
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Sg Umbrella
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 67 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 15 events in its history
- 3 connected firms, named, and who links them
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk