SGDFS Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for under a year
Your funds are protected by FSCS
No FCA actions
Active company since 2024

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

024 7625 7481
Address

Spencer Gardner Dickins Ltd, Unit 3-4, Coventry Innovation Village, Cheetah Road, Coventry, CV1 2TL, United Kingdom

In the full report: 2 background checks

What kind of line 024 7625 7481 is, and the other firm that gives it
Who else gives the postcode CV1 2TL

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (8 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 15750135 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 30 May 2024 (2 years old)
Registered office: 3 Coventry Innovation Village, Cheetah Road, Coventry, CV1 2TL, United Kingdom
Nature of business: Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Paul Brian Spencer	Director	Aug 1967	30 May 2024	21 other companies
Richard Tubey	Director	Jul 1966	30 May 2024	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 21
closed down: 5
is FCA-registered: 1

In the full report: all 21 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register

Key dates in its history

Sgdfs’s history from the FCA register and Companies House, newest first.

Key events (6) All events (12)

2025

8 December 2025

Regulated by the FCA from this date
FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
Became authorised by the FCA

FCA register

2024

28 October 2024

Paul Brian Spencer became the majority owner (50–75% of shares)

Companies House

30 May 2024

Incorporated at Companies House
Richard Tubey became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

All 12 events in its history (6 shown here)
Every director appointment and resignation: 2

Firms connected to Sgdfs

Other FCA-listed firms that share a director, phone number or address with Sgdfs. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share a director: 1
share its phone number: 1

In the full report: all 2 connected firms, named

How each is linked: shared directors (1), the same phone number (1), the same postcode (2)
Who links each one: the named directors, with dates

Firms like Sgdfs

Other firms of the same type (financial adviser), nearest first.

In Coventry

Ashleigh Court Private Client Wealth Management LimitedCoventryAuthorised Circle Financial Services LimitedCoventryAuthorised Cotswold Independent Financial Services LtdCoventryAuthorised FSJC LtdCoventryAuthorised Hallmark Independent Financial AdvisersCoventryAuthorised Jamieson Christie Wealth Management LimitedCoventryAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sgdfs

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

21 other companies its directors have run, named
2 background checks on its contact details
All 12 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is SGDFS Limited FCA authorised?

Yes, SGDFS Limited (FRN 1024047) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2025 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Sgdfs’ phone number?

The FCA register lists the phone number 024 7625 7481 for Sgdfs. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Sgdfs a scam or clone?

Sgdfs is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Sgdfs?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Sgdfs to the Financial Ombudsman Service, free of charge.

Who owns Sgdfs?

Companies House lists 2 people with significant control of Sgdfs: Mr Paul Brian Spencer (50–75% of shares) and Mr Richard Tubey (25–50% of shares).

Who runs Sgdfs?

Companies House lists 2 directors of Sgdfs: Paul Brian Spencer and Richard Tubey.

How long has Sgdfs been in business?

The company was formed on 30 May 2024, and has held its current FCA authorisation since December 2025.