Shift4 Payments UK Limited

Reference number: 778473

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When shift4.com first appeared online, and whether it can receive email
  • What kind of line 020 3608 1288 is
  • Whether EC2N 4AY is a shared office: 29 other firms give it
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Shift4 Trading name
  • Credorax Services UK Ltd Former name
  • Finaro Former trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
  • 3. Executing payment transactions (no credit line)
  • 4. Executing payment transactions (credit line)
  • 5. Issuing and/or acquiring of payment instruments.
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10694402
Company status
Active
Company type
Private limited company
Incorporated
28 March 2017 (9 years old)
Registered office
Suite 18.03 - 18.04, Heron Tower 110 Bishopsgate, London, London, EC2N 4AY, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Igal Rotem Director Mar 1961 28 Mar 2017 1 other company
Fiona Bryony Brown Director Sep 1976 25 Dec 2018 None
Charlon Scicluna Director Jan 1978 25 Dec 2018 None
Jordan Frankel Director Nov 1982 24 Jun 2024 None
Sabrina Galea Secretary Not published 13 Mar 2024 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Full accountsAudited

Turnover

£398k

Not compared: the previous accounts cover a different length of time

Profit before tax

−£2.96m

Not compared: the previous accounts cover a different length of time

Net assets

£2.50m

Up £2.35m from £147k

Cash at bank

£1.22m

+223% from £378k

* Cash at bank usually includes customers’ money.

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10694402. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Shift4 Payments UK’s history from the FCA register and Companies House, newest first.

Key events (7) All events (16)

2025

14 January 2025

  • Changed its registered name from "Credorax Services UK Ltd"

FCA register

2023

26 October 2023

  • Shift4 Payments, Inc. took control (75–100% of shares)

Companies House

2019

7 January 2019

  • Regulated by the FCA from this date
  • Became an authorised payment institution

FCA register

2017

28 March 2017

  • Incorporated at Companies House
  • Credorax Inc gave up control
  • Credorax Inc took control (75–100% of shares)

Companies House

In the full report: all 16 events

  • All 16 events in its history (7 shown here)
  • Every director appointment and resignation: 6
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Firms like Shift4 Payments UK

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorisedWise Payments LimitedLondonAuthorisedForisgfs UK LimitedLondonAuthorisedWepay Payments Ltd.LondonAuthorisedAirbnb Payments UK LimitedLondonAuthorisedMollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Shift4 Payments UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 16 events in its history

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Frequently asked questions about this firm

Is Shift4 Payments UK Limited FCA authorised?
Yes, Shift4 Payments UK Limited (FRN 778473) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2019 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is Shift4 Payments UK’s phone number and website?
The FCA register lists the phone number 020 3608 1288 and the website shift4.com for Shift4 Payments UK. If you were given different contact details, use these to check with the firm before going any further.
Is Shift4 Payments UK a scam or clone?
Shift4 Payments UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Shift4 Payments UK?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Shift4 Payments UK to the Financial Ombudsman Service, free of charge.
Who owns Shift4 Payments UK?
Shift4 Payments UK is owned by Shift4 Payments, Inc., which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 26 October 2023. Before that, it was controlled by Credorax Inc.
Who runs Shift4 Payments UK?
Companies House lists 4 directors of Shift4 Payments UK: Igal Rotem, Fiona Bryony Brown, Charlon Scicluna and Jordan Frankel.
How long has Shift4 Payments UK been in business?
The company was formed on 28 March 2017, and has held its current FCA authorisation since January 2019.
What do Shift4 Payments UK’s latest accounts show?
Its latest accounts, to 31 December 2024, show turnover of £398k (not compared: the previous accounts cover a different length of time) and profit before tax of −£2.96m (not compared: the previous accounts cover a different length of time).
Does Shift4 Payments UK use any other names?
It trades as Shift4. It has previously used 2 other names: Credorax Services UK Ltd and Finaro.

Sources and links

The full report on Shift4 Payments UK Limited

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