Simon Hart

Reference number: 631399

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Appointed representative

Simon Hart does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Simon Hart (FRN 631399) is an AR of Sesame Limited (FRN 150427). When you use Simon Hart's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Simon Hart, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01268 514777

  • Address

    76 Furtherwick Road, Canvey Island, Essex, SS8 7AJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01268 514777 is
  • Who else gives the postcode SS8 7AJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mortgage Choice Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Simon Hart’s history from the FCA register and Companies House, newest first.

2018

3 May 2018

  • Changed its registered name from "Mortgage Choice"
  • Began trading as "Mortgage Choice"

FCA register

2014

3 September 2014

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Simon Hart

Other FCA-listed firms that share a director, phone number or address with Simon Hart. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Simon Hart

Other firms of the same type (mortgage adviser or broker), nearest first.

In Canvey Island

In the Southend-on-Sea (SS) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Simon Hart

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Simon Hart FCA authorised?
Simon Hart (FRN 631399) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Simon Hart?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Simon Hart (FRN 631399) is an AR of Sesame Limited (FRN 150427). When you use Simon Hart's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Simon Hart, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Simon Hart’s phone number?
The FCA register lists the phone number 01268 514777 for Simon Hart. If you were given different contact details, use these to check with the firm before going any further.
Is Simon Hart a scam or clone?
Simon Hart is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Simon Hart?
Protection works through Sesame Limited, the principal firm responsible for Simon Hart's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Simon Hart use any other names?
It trades as Mortgage Choice.

Sources and links

The full report on Simon Hart

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