Simplesurance

Reference number: 983167

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

RICHDALE BROKERS AND FINANCIAL SERVICES LTD. Reference number: 769876 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SIMPLESURANCE (FRN 983167) is an AR of RICHDALE BROKERS AND FINANCIAL SERVICES LTD. (FRN 769876). When you use SIMPLESURANCE's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from SIMPLESURANCE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When simplesurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01622 758257 is
  • Who else gives the postcode ME15 6YE
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Richdale Brokers and Financial Services Ltd., the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
BR023279
Company status
Open
Company type
UK establishment of an overseas company
Incorporated
1 February 2021 (5 years old)
Registered office
The Carriage House Mill Street, Maidstone, ME15 6YE

Key dates in its history

Simplesurance’s history from the FCA register and Companies House, newest first.

2022

12 September 2022

  • Became an appointed representative

FCA register

2021

1 February 2021

  • Incorporated at Companies House

Companies House

Firms like Simplesurance

Other firms of the same type (credit broker), nearest first.

In Maidstone

Adrian Cochrane Partnership LLPMaidstoneAppointed representativeBroomfield CaravansMaidstoneAppointed representativeHarpreet VaraitchMaidstoneAppointed representativeSuzanne SmithMaidstoneAppointed representativeAdalya Group LtdMaidstoneAppointed representativeKIMS Hospital LimitedMaidstoneAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Simplesurance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details

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Frequently asked questions about this firm

Is Simplesurance FCA authorised?
Simplesurance (FRN 983167) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Simplesurance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Simplesurance (FRN 983167) is an AR of RICHDALE BROKERS AND FINANCIAL SERVICES LTD. (FRN 769876). When you use Simplesurance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Simplesurance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Simplesurance’s phone number and website?
The FCA register lists the phone number 01622 758257 and the website simplesurance.co.uk for Simplesurance. If you were given different contact details, use these to check with the firm before going any further.
Is Simplesurance a scam or clone?
Simplesurance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Simplesurance?
Protection works through Richdale Brokers and Financial Services Ltd., the principal firm responsible for Simplesurance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
How long has Simplesurance been in business?
The company was formed on 1 February 2021. Companies House now lists it as open.

Sources and links

The full report on Simplesurance

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