Simpson Mortgage Services Ltd

Reference number: 495808

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

JLM MORTGAGE NETWORK LTD Reference number: 300629 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Simpson Mortgage Services Ltd (FRN 495808) is an AR of JLM MORTGAGE NETWORK LTD (FRN 300629). When you use Simpson Mortgage Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Simpson Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When smsltd.co first appeared online, and whether it can receive email
  • What kind of line 01582 433741 is
  • Who else gives the postcode LU2 8DL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Indigo Financial Services Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Jlm Mortgage Network Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06730472
Company status
Active
Company type
Private limited company
Incorporated
22 October 2008 (18 years old)
Registered office
122 Whinbush Road, Hitchin, SG5 1PN, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert Anthony Simpson Director Mar 1976 22 Oct 2008 None
Natalie Georgia Simpson Secretary Not published 6 Sep 2023 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

£807

−90% from £7,719

Employees (average)

3

Same as 3

Owed within a year

£67.8k

−7.5% from £73.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06730472. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Simpson Mortgage Services’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2016

30 September 2016

  • Robert Anthony Simpson took control (75–100% of shares)

Companies House

2009

30 January 2009

  • Became an appointed representative

FCA register

2008

22 October 2008

  • Incorporated at Companies House

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 1
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Firms like Simpson Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Luton (LU) postcode area

Bondsmore Financial Services LtdLutonAppointed representativeCristina Mihaela ButacuDunstableAppointed representativeGeorgia Elizabeth SylvesterDunstableAppointed representativeGraeme BradleyLutonAppointed representativeJayko Mortgage Services LimitedLutonAppointed representativeJust UK Mortgages LtdLutonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Simpson Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Simpson Mortgage Services Ltd FCA authorised?
Simpson Mortgage Services Ltd (FRN 495808) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Simpson Mortgage Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Simpson Mortgage Services Ltd (FRN 495808) is an AR of JLM MORTGAGE NETWORK LTD (FRN 300629). When you use Simpson Mortgage Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Simpson Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Simpson Mortgage Services’ phone number and website?
The FCA register lists the phone number 01582 433741 and the website smsltd.co for Simpson Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.
Is Simpson Mortgage Services a scam or clone?
Simpson Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Simpson Mortgage Services?
Protection works through Jlm Mortgage Network Ltd, the principal firm responsible for Simpson Mortgage Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Simpson Mortgage Services?
Companies House lists one person with significant control of Simpson Mortgage Services: Mr Robert Anthony Simpson (75–100% of shares).
Who runs Simpson Mortgage Services?
Companies House lists one director of Simpson Mortgage Services: Robert Anthony Simpson.
How long has Simpson Mortgage Services been in business?
The company was formed on 22 October 2008.
What do Simpson Mortgage Services’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £807 (−90% from £7,719).
Does Simpson Mortgage Services use any other names?
It has previously used the name Indigo Financial Services.

Sources and links

The full report on Simpson Mortgage Services Ltd

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