Sinclair Finance And Leasing Company Limited

Reference number: 305907

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sinclair-fl.co.uk first appeared online, and whether it can receive email
  • What kind of line 01656 668844 is
  • Who else gives the postcode CF31 3NB
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Sinclair Direct Trading name
  • Sinclair Fleet Trading name
  • Sinclair Finance & Leasing Co Ltd Former name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Adjusting
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02063682
Company status
Active
Company type
Private limited company
Incorporated
13 October 1986 (40 years old)
Registered office
Sinclair Group Old Field Road, Pencoed, Bridgend, CF35 5LJ, Wales
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Financial leasing (SIC 64910)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Eleanora Kay Sinclair Director Jan 1943 1 Mar 2006 7 other companies
Andrew James Sinclair Director Aug 1972 10 Jul 2014 None
Gerald Stanley Sinclair Director Jan 1939 Not published 7 other companies
Eleanora Kay Sinclair Secretary Not published Not published 7 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
2
are FCA-registered
2

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 7 companies these 3 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Turnover

£32.5m

+5.2% from £30.9m

Profit before tax

£1.71m

−21% from £2.15m

Net assets

£17.2m

+7.9% from £16.0m

Cash at bank

£1.57m

−14% from £1.82m

Turnover and profit

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02063682. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sinclair Finance And Leasing Company’s history from the FCA register and Companies House, newest first.

Key events (24) All events (35)

2020

21 December 2020

  • Changed its registered name from "Sinclair Finance & Leasing Co Ltd"

FCA register

2017

11 July 2017

  • Andrew James Sinclair gained significant control
  • Edward Ellis gained significant control
  • Edward Ellis no longer has significant control
  • Eleanora Kay Sinclair became a part-owner (25–50% of shares)
  • Gerald Stanley Sinclair became a part-owner (25–50% of shares)
  • Jeremy Phillips gained significant control
  • Jeremy Phillips no longer has significant control
  • Jonathan Mark Sinclair gained significant control
  • Jonathan Mark Sinclair no longer has significant control
  • Judith Sadler gained significant control
  • Judith Sadler no longer has significant control
  • Julian Harrington gained significant control
  • Julian Harrington no longer has significant control
  • Kerry Thomas gained significant control
  • Kerry Thomas no longer has significant control
  • Leanne Smith gained significant control
  • Leanne Smith no longer has significant control
  • Richard Gwilym Seaward gained significant control
  • Richard Gwilym Seaward no longer has significant control

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1986

13 October 1986

  • Incorporated at Companies House

Companies House

In the full report: all 35 events

  • All 35 events in its history (24 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Sinclair Finance And Leasing Company

Other FCA-listed firms that share a director, phone number or address with Sinclair Finance And Leasing Company. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2)
  • Who links each one: the named directors, with dates
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Firms like Sinclair Finance And Leasing Company

Other firms of the same type (lender), nearest first.

In Bridgend

Solar Sunshades LimitedBridgendAuthorisedSwiss Vans LimitedBridgendAuthorised

In the Cardiff (CF) postcode area

EUI LimitedCardiffAuthorisedUniversity of South WalesPontypriddAuthorisedBlack Horse LimitedCardiffAuthorisedAble Insurance Services LimitedCardiffAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sinclair Finance And Leasing Company

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 35 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Sinclair Finance And Leasing Company Limited FCA authorised?
Yes, Sinclair Finance And Leasing Company Limited (FRN 305907) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as a lender. The FCA has placed no limits on its permissions.
What is Sinclair Finance And Leasing Company’s phone number and website?
The FCA register lists the phone number 01656 668844 and the website sinclair-fl.co.uk for Sinclair Finance And Leasing Company. If you were given different contact details, use these to check with the firm before going any further.
Is Sinclair Finance And Leasing Company a scam or clone?
Sinclair Finance And Leasing Company is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sinclair Finance And Leasing Company?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Sinclair Finance And Leasing Company to the Financial Ombudsman Service, free of charge.
Who owns Sinclair Finance And Leasing Company?
Companies House lists 3 people with significant control of Sinclair Finance And Leasing Company: Mrs Eleanora Kay Sinclair (25–50% of shares), Mr Gerald Stanley Sinclair (25–50% of shares) and Mr Andrew James Sinclair (significant influence or control). Before that, it was controlled by Mrs Leanne Smith, Mr Richard Gwilym Seaward and Mr Jonathan Mark Sinclair.
Who runs Sinclair Finance And Leasing Company?
Companies House lists 3 directors of Sinclair Finance And Leasing Company: Eleanora Kay Sinclair, Andrew James Sinclair and Gerald Stanley Sinclair.
How long has Sinclair Finance And Leasing Company been in business?
The company was formed on 13 October 1986, and has held its current FCA authorisation since January 2005.
What do Sinclair Finance And Leasing Company’s latest accounts show?
Its latest accounts, to 31 December 2025, show turnover of £32.5m (+5.2% from £30.9m) and profit before tax of £1.71m (−21% from £2.15m).
Does Sinclair Finance And Leasing Company use any other names?
It trades as Sinclair Direct and Sinclair Fleet. It has previously used the name Sinclair Finance & Leasing Co Ltd.

Sources and links

The full report on Sinclair Finance And Leasing Company Limited

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