Singh Cover Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 1 year
Protected through the principal
No FCA actions
Active company since 2020
Accounts filed up to 28 February 2025
On its latest accounts it owed £37.7k more than it owned

Responsible principal firm

Movo Partnership Ltd Reference number: 823503 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Singh Cover Ltd (FRN 1042029) is an AR of Movo Partnership Ltd (FRN 823503). When you use Singh Cover's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Singh Cover, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

singhcover.co.uk (opens in a new tab)
Phone number

07957 200058
Address

11 St. Pauls Square, Grosvenor House, Birmingham, West Midlands, B3 1RB, United Kingdom

In the full report: 3 background checks

When singhcover.co.uk first appeared online, and whether it can receive email
What kind of line 07957 200058 is
Who else gives the postcode B3 1RB

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Movo Partnership Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12463182 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 14 February 2020 (6 years old)
Registered office: 11 St. Pauls Square, Grosvenor House, Birmingham, West Midlands, B3 1RB, United Kingdom
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Sahib Singh Brar	Director	Aug 1995	14 Feb 2020	2 other companies
Kuldeep Kaur Gill	Director	Dec 1970	17 Sep 2026	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
closed down: 1
still active: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 28 February 2025Micro-entity accountsNot audited

Net assets

−£37.7k

Down £5,873 from −£31.9k

Employees (average)

1

Same as 1

Owed within a year

£3,734

Up £8,932 from −£5,198

Net assets are negative: on its last balance sheet the company owed £37.7k more than it owned.

Assets and liabilities

In the full report: all 5 years of accounts

Every year from 2021 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12463182. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Singh Cover’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2025

22 September 2025

Became an appointed representative

FCA register

2020

14 February 2020

Incorporated at Companies House
Sahib Singh Brar took control (75–100% of shares)

Companies House

In the full report: all 6 events

All 6 events in its history (3 shown here)
Every director appointment and resignation: 2

Firms like Singh Cover

Other firms of the same type (insurance broker), nearest first.

In Birmingham

Perk UK LtdBirminghamAppointed representative West Midlands Police FederationBirminghamAppointed representative Alex WongBirminghamAppointed representative Alliance Health PMI LimitedBirminghamAppointed representative Ascent Risk Solutions LimitedBirminghamAppointed representative Ayub ManzoorBirminghamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Singh Cover

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
3 background checks on its contact details
5 years of accounts, charted
All 6 events in its history

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Frequently asked questions about this firm

Is Singh Cover Ltd FCA authorised?

Singh Cover Ltd (FRN 1042029) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Singh Cover?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Singh Cover Ltd (FRN 1042029) is an AR of Movo Partnership Ltd (FRN 823503). When you use Singh Cover's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Singh Cover, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Singh Cover’s phone number and website?

The FCA register lists the phone number 07957 200058 and the website singhcover.co.uk for Singh Cover. If you were given different contact details, use these to check with the firm before going any further.

Is Singh Cover a scam or clone?

Singh Cover is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Singh Cover?

Protection works through Movo Partnership Ltd, the principal firm responsible for Singh Cover's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Singh Cover?

Companies House lists one person with significant control of Singh Cover: Mr Sahib Singh Brar (75–100% of shares).

Who runs Singh Cover?

Companies House lists 2 directors of Singh Cover: Sahib Singh Brar and Kuldeep Kaur Gill.

How long has Singh Cover been in business?

The company was formed on 14 February 2020.

What do Singh Cover’s latest accounts show?

Its latest accounts, to 28 February 2025, show net assets of −£37.7k (down £5,873 from −£31.9k).