SJS Wealth Management Limited

Reference number: 544448

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Vision Independent Financial Planning Ltd Reference number: 487395 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SJS Wealth Management Limited (FRN 544448) is an AR of Vision Independent Financial Planning Ltd (FRN 487395). When you use SJS Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from SJS Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07792 509627

  • Address

    Flat 14, Ocean Court, Richmond Walk, Plymouth, Devon, PL1 4QA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07792 509627 is
  • Who else gives the postcode PL1 4QA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Vision Independent Financial Planning Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07547443
Company status
Active
Company type
Private limited company
Incorporated
1 March 2011 (15 years old)
Registered office
Flat 14 Richmond Walk, Plymouth, PL1 4QA, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Steven John Soper Director Mar 1973 1 Mar 2011 None
Sara Soper Director Jan 1973 10 Feb 2020 None
Sara Louise Soper Secretary Not published 1 Mar 2011 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 28 February 2026Micro-entity accountsNot audited

Net assets

£21.4k

Up £21.2k from £213

Employees (average)

2

Same as 2

Owed within a year

£33.8k

−19% from £41.8k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07547443. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

SJS Wealth Management’s history from the FCA register and Companies House, newest first.

2020

10 February 2020

  • Sara Soper appointed as a director

Companies House

2016

6 April 2016

  • Sara Soper became a part-owner (25–50% of shares)
  • Steven John Soper became the majority owner (50–75% of shares)

Companies House

2011

30 March 2011

  • Became an appointed representative

FCA register

1 March 2011

  • Incorporated at Companies House
  • Steven John Soper appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like SJS Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Plymouth

Channel Financial Planning LimitedPlymouthAppointed representativeChristopher RichardsPlymouthAppointed representativeFletcher WallenPlymouthAppointed representativeFuel Accountancy Services LimitedPlymouthAppointed representativeGold Reflect LtdPlymouthAppointed representativeJames O'GallagherPlymouthAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on SJS Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is SJS Wealth Management Limited FCA authorised?
SJS Wealth Management Limited (FRN 544448) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for SJS Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. SJS Wealth Management Limited (FRN 544448) is an AR of Vision Independent Financial Planning Ltd (FRN 487395). When you use SJS Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from SJS Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is SJS Wealth Management’s phone number?
The FCA register lists the phone number 07792 509627 for SJS Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is SJS Wealth Management a scam or clone?
SJS Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with SJS Wealth Management?
Protection works through Vision Independent Financial Planning Ltd, the principal firm responsible for SJS Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns SJS Wealth Management?
Companies House lists 2 people with significant control of SJS Wealth Management: Mr Steven John Soper (50–75% of shares) and Mrs Sara Soper (25–50% of shares).
Who runs SJS Wealth Management?
Companies House lists 2 directors of SJS Wealth Management: Steven John Soper and Sara Soper.
How long has SJS Wealth Management been in business?
The company was formed on 1 March 2011.
What do SJS Wealth Management’s latest accounts show?
Its latest accounts, to 28 February 2026, show net assets of £21.4k (up £21.2k from £213).

Sources and links

The full report on SJS Wealth Management Limited

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