Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 31 December 2025
- Its whole board of directors changed in January 2026
Responsible principal firm
Travel Insurance Facilities Plc Reference number: 306537 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Skyplane Worldchoice Limited (FRN 426734) introduces customers to Travel Insurance Facilities Plc (FRN 306537). Any regulated advice or arranging is done by the principal, not Skyplane Worldchoice.
- Example: if Skyplane Worldchoice refers you to a financial adviser, the advice should come from the principal firm, not from Skyplane Worldchoice itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
94 Middletons Lane, Norwich, Norfolk, NR6 5NR, United Kingdom
In the full report: 3 background checks
- When skyplaneworldchoice.co.uk first appeared online, and whether it can receive email
- What kind of line 01603 424010 is
- Who else gives the postcode NR6 5NR
Other names (2)
If you were contacted under any of these names, it is this firm.
- Michael Lake Former name: A name it was registered under before.
- Skyplane RSL Travel Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Travel Insurance Facilities PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12373677 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 December 2019 (6 years old)
- Registered office
- C/O Adepta Limited, Hill Crest Hill House Road, Bramerton, Norwich, Norfolk, NR14 7EE, England
- Nature of business
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- Other service activities not elsewhere classified (SIC 96090)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Michael Charles Lake | Director | Nov 1966 | 6 Jan 2026 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- Both people who have been directors, with their dates
Filed accounts and finances
Net assets
£1
Same as £1
These accounts were filed as dormant: the company reported no significant trading in the period.
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 12373677. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Skyplane Worldchoice’s history from the FCA register and Companies House, newest first.
2026
6 January 2026
- Board replaced: its only director left and a new director took over
- Michael Charles Lake gave up control
Companies House
2021
20 September 2021
- Changed its registered name from "Michael Lake"
FCA register
2019
20 December 2019
- Incorporated at Companies House
- Michael Charles Lake took control (75–100% of shares)
Companies House
2008
30 December 2008
- Changed its registered name from "Skyplane RSL Travel"
FCA register
2005
16 February 2005
- Became an introducer appointed representative
FCA register
In the full report: all 11 events
- All 11 events in its history (7 shown here)
- Every director appointment and resignation: 3
Firms like Skyplane Worldchoice
Other firms of the same type (insurance broker), nearest first.
In Norwich
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Skyplane Worldchoice
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 11 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk