Smart Currency Exchange Limited

Reference number: 504509

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When smartcurrencyexchange.com first appeared online, and whether it can receive email
  • What kind of line 020 7898 0541 is, and the other firm that gives it
  • Whether W6 0NB is a shared office: 21 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Smart Currency Business Trading name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 020 8089 3587
Fake email addresses (1)
  • contact@smart4ex.com
Fake websites (1)
  • smart4ex.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05282305
Company status
Active
Company type
Private limited company
Incorporated
10 November 2004 (21 years old)
Registered office
9th Floor 1 Lyric Square, London, Greater London, W6 0NB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
John Charles Fairbairn Purdy Director Mar 1958 10 Nov 2004 16 other companies
Jana Harris Director May 1984 10 Jun 2021 1 other company
Nicholas Craig Lord Director Oct 1982 10 Jun 2021 1 other company
Alexander James Bennett Director Mar 1985 10 Jun 2021 1 other company
Richard Leslie M'Crystal Secretary Not published 2 Aug 2021 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
16
closed down
6
is FCA-registered
1

In the full report: all 16 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 3 companies these 4 directors run together
  • All 6 people who have ever been directors, with their dates
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Key dates in its history

Smart Currency Exchange’s history from the FCA register and Companies House, newest first.

Key events (5) All events (15)

2020

28 January 2020

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2018

16 March 2018

  • Became an authorised payment institution

FCA register

2016

6 April 2016

  • Sce Holdings Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2004

10 November 2004

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (5 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Smart Currency Exchange

Other FCA-listed firms that share a director, phone number or address with Smart Currency Exchange. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Smart Currency Exchange

Other firms of the same type (payment or money transfer firm), nearest first.

In London

StoneX Financial LtdLondonAuthorisedReal Transfer LimitedLondonAuthorisedOnafriq UK LimitedLondonAuthorisedDaytona Capital Management LimitedLondonAuthorisedSable International FX LimitedLondonAuthorisedTrolley Payments UK LtdLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Smart Currency Exchange

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 16 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 15 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Smart Currency Exchange Limited FCA authorised?
Yes, Smart Currency Exchange Limited (FRN 504509) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2018 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is Smart Currency Exchange’s phone number and website?
The FCA register lists the phone number 020 7898 0541 and the website smartcurrencyexchange.com for Smart Currency Exchange. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Smart Currency Exchange a scam or clone?
Scammers have impersonated Smart Currency Exchange: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Smart Currency Exchange, shown on this page.
Is my money safe with Smart Currency Exchange?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Smart Currency Exchange to the Financial Ombudsman Service, free of charge.
Who owns Smart Currency Exchange?
Smart Currency Exchange is owned by Sce Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Smart Currency Exchange?
Companies House lists 4 directors of Smart Currency Exchange: John Charles Fairbairn Purdy, Jana Harris, Nicholas Craig Lord and Alexander James Bennett.
How long has Smart Currency Exchange been in business?
The company was formed on 10 November 2004, and has held its current FCA authorisation since March 2018.
Does Smart Currency Exchange use any other names?
It trades as Smart Currency Business.

Sources and links

The full report on Smart Currency Exchange Limited

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