Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- Active company since 2017
- Accounts filed up to 30 June 2025
- On its latest accounts it owed £392k more than it owned
Responsible principal firm
The Practice Loan Company PLC Reference number: 727115 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Smart Serviced Lets Limited (FRN 923253) introduces customers to The Practice Loan Company PLC (FRN 727115). Any regulated advice or arranging is done by the principal, not Smart Serviced Lets.
- Example: if Smart Serviced Lets refers you to a financial adviser, the advice should come from the principal firm, not from Smart Serviced Lets itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
8 Littlemoor Crescent, Chesterfield, Derbyshire, S41 8QJ, United Kingdom
In the full report: 2 background checks
- What kind of line 07986 246520 is
- Who else gives the postcode S41 8QJ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Practice Loan Company PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- SMART SERVICED LETS LTD
- Company number
- 10838041 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 June 2017 (9 years old)
- Registered office
- Unit 1a Dunston Court, Newbold, Chesterfield, Derbyshire, S41 8NL, England
- Nature of business
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- Buying and selling of own real estate (SIC 68100)
- Other letting and operating of own or leased real estate (SIC 68209)
- Management of real estate on a fee or contract basis (SIC 68320)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Yingxia Zheng | Director | Jul 1973 | 27 Jun 2017 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
−£392k
Down £143k from −£249k
Employees (average)
3
Same as 3
Owed within a year
£2.85m
<1% from £2.85m
Net assets are negative: on its last balance sheet the company owed £392k more than it owned.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10838041. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Smart Serviced Lets’s history from the FCA register and Companies House, newest first.
2020
24 March 2020
- Became an introducer appointed representative
FCA register
2017
27 June 2017
- Incorporated at Companies House
- Yingxia Zheng took control (75–100% of shares)
- Yingxia Zheng appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Smart Serviced Lets
Other firms of the same type (credit broker), nearest first.
In Chesterfield
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Smart Serviced Lets
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 4 events in its history
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Frequently asked questions about this firm
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What do Smart Serviced Lets’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk