Smile & Facial Aesthetics Ltd

Reference number: 677850

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Smile & Facial Aesthetics Ltd (FRN 677850) is an AR of Chrysalis Finance Limited (FRN 631193). When you use Smile & Facial Aesthetics's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Smile & Facial Aesthetics, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When olivedentalcare.co.uk first appeared online, and whether it can receive email
  • What kind of line 01638 577031 is
  • Who else gives the postcode CB8 7EW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Olive Dental Care Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Chrysalis Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
SMILE AND FACIAL AESTHETICS LTD
Company status
Active
Company type
Private limited company
Incorporated
30 April 2013 (13 years old)
Registered office
13-15 Oxford Street, Exning, Newmarket, CB8 7EW, England
Nature of business
  • Dental practice activities (SIC 86230)

Directors and company secretaries

Name Role Born Appointed Other companies
Shebin Koshy (Dr) Director Feb 1976 30 Apr 2013 1 other company
Biju Philip Secretary Not published 30 Apr 2013 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£1.66m

+15% from £1.45m

Cash at bank

£294k

Up £273k from £21.2k

Employees (average)

6

−14% from 7

Owed within a year

£170k

−32% from £248k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08509555. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Smile & Facial Aesthetics’s history from the FCA register and Companies House, newest first.

2024

23 January 2024

  • Biju Philip became a part-owner (25–50% of shares)

Companies House

2021

13 December 2021

  • Biju Philip stopped being a part-owner

Companies House

2016

6 April 2016

  • Biju Philip became a part-owner (25–50% of shares)
  • Shebin Koshy became a part-owner (25–50% of shares)

Companies House

2015

19 March 2015

  • Became an appointed representative
  • Began trading as "Olive Dental Care"

FCA register

2013

30 April 2013

  • Incorporated at Companies House
  • Shebin Koshy appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Smile & Facial Aesthetics

Other firms of the same type (dental or medical practice), nearest first.

In Newmarket

In the Cambridge (CB) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Smile & Facial Aesthetics

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is Smile & Facial Aesthetics Ltd FCA authorised?
Smile & Facial Aesthetics Ltd (FRN 677850) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Smile & Facial Aesthetics?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Smile & Facial Aesthetics Ltd (FRN 677850) is an AR of Chrysalis Finance Limited (FRN 631193). When you use Smile & Facial Aesthetics's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Smile & Facial Aesthetics, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Smile & Facial Aesthetics’ phone number and website?
The FCA register lists the phone number 01638 577031 and the website olivedentalcare.co.uk for Smile & Facial Aesthetics. If you were given different contact details, use these to check with the firm before going any further.
Is Smile & Facial Aesthetics a scam or clone?
Smile & Facial Aesthetics is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Smile & Facial Aesthetics?
Protection works through Chrysalis Finance Limited, the principal firm responsible for Smile & Facial Aesthetics's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Smile & Facial Aesthetics?
Companies House lists 2 people with significant control of Smile & Facial Aesthetics: Dr Shebin Koshy (25–50% of shares) and Mr Biju Philip (25–50% of shares).
Who runs Smile & Facial Aesthetics?
Companies House lists one director of Smile & Facial Aesthetics: Shebin Koshy (Dr).
How long has Smile & Facial Aesthetics been in business?
The company was formed on 30 April 2013.
What do Smile & Facial Aesthetics’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £1.66m (+15% from £1.45m) and cash at bank of £294k (up £273k from £21.2k).
Does Smile & Facial Aesthetics use any other names?
It trades as Olive Dental Care.

Sources and links

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