Southern Corporate Finance Limited

Reference number: 1025707

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Direct Asset Finance Limited Reference number: 679663 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Southern Corporate Finance Limited (FRN 1025707) is an AR of Direct Asset Finance Limited (FRN 679663). When you use Southern Corporate Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Southern Corporate Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07803 180481

  • Address

    5A Grass Hill, Caversham, Reading, Reading, RG4 7TJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07803 180481 is
  • Who else gives the postcode RG4 7TJ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Direct Asset Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04535050
Company status
Active
Company type
Private limited company
Incorporated
13 September 2002 (24 years old)
Registered office
Westbury Court, Church Road, Westbury-On-Trym, Bristol, BS9 3EF
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark David Musselwhite Director Aug 1958 13 Sep 2002 2 other companies
Soo Musselwhite Secretary Not published 13 Sep 2002 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£5,027

+190% from £1,736

Cash at bank

£4,618

−55% from £10.4k

Employees (average)

2

Same as 2

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04535050. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Southern Corporate Finance’s history from the FCA register and Companies House, newest first.

2025

24 February 2025

  • Became an appointed representative

FCA register

2016

6 April 2016

  • Mark David Musselwhite became the majority owner (50–75% of shares)
  • Soo Musselwhite became a part-owner (25–50% of shares)

Companies House

2002

13 September 2002

  • Incorporated at Companies House
  • Mark David Musselwhite appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Southern Corporate Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Southern Corporate Finance Limited FCA authorised?
Southern Corporate Finance Limited (FRN 1025707) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Southern Corporate Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Southern Corporate Finance Limited (FRN 1025707) is an AR of Direct Asset Finance Limited (FRN 679663). When you use Southern Corporate Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Southern Corporate Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Southern Corporate Finance’s phone number?
The FCA register lists the phone number 07803 180481 for Southern Corporate Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Southern Corporate Finance a scam or clone?
Southern Corporate Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Southern Corporate Finance?
Protection works through Direct Asset Finance Limited, the principal firm responsible for Southern Corporate Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Southern Corporate Finance?
Companies House lists 2 people with significant control of Southern Corporate Finance: Mr Mark David Musselwhite (50–75% of shares) and Mrs Soo Musselwhite (25–50% of shares).
Who runs Southern Corporate Finance?
Companies House lists one director of Southern Corporate Finance: Mark David Musselwhite.
How long has Southern Corporate Finance been in business?
The company was formed on 13 September 2002.
What do Southern Corporate Finance’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £5,027 (+190% from £1,736) and cash at bank of £4,618 (−55% from £10.4k).

Sources and links

The full report on Southern Corporate Finance Limited

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