Spearpoint Consultants Limited

Reference number: 820898

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

New Leaf Distribution Limited Reference number: 460421 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Spearpoint Consultants Limited (FRN 820898) is an AR of New Leaf Distribution Limited (FRN 460421). When you use Spearpoint Consultants's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Spearpoint Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When spearpoint.ltd first appeared online, and whether it can receive email
  • What kind of line 01323 302153 is
  • Who else gives the postcode BN26 6HY
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Goodman Hill Financial Services Former trading name
  • Happi Mortgages Former trading name
  • Key 2 Business Finance Former trading name
  • Parker Financial Advice Former trading name
  • Woodlands Financial Planning Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through New Leaf Distribution Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11556266
Company status
Active
Company type
Private limited company
Incorporated
6 September 2018 (8 years old)
Registered office
Berwick House Dittons Business Park, Dittons Road, Polegate, BN26 6HY, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Henry Adam Richards Director Jul 1991 6 Sep 2018 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 29 September 2025Small company accountsNot audited

Net assets

£10

−100% from £55.2k

Cash at bank

£32.8k

−69% from £106k

Employees (average)

5

+25% from 4

Owed within a year

£32.6k

−3.5% from £33.8k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11556266. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Spearpoint Consultants’s history from the FCA register and Companies House, newest first.

Key events (3) All events (15)

2018

14 September 2018

  • Became an appointed representative

FCA register

6 September 2018

  • Incorporated at Companies House
  • Henry Adam Richards took control (75–100% of shares)

Companies House

In the full report: all 15 events

  • All 15 events in its history (3 shown here)
  • Every director appointment and resignation: 1
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Firms like Spearpoint Consultants

Other firms of the same type (pension transfer adviser), nearest first.

In the Brighton (BN) postcode area

Zena TrowBrightonAppointed representativeFoster Bourne Wealth Management LtdShoreham-By-SeaAuthorised

Elsewhere in the UK

Financial Service Solutions LtdLondonAppointed representative&together Advisory LimitedCanterburyAppointed representative3Dmt LtdLondonAppointed representativeA New View LtdLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Spearpoint Consultants

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Spearpoint Consultants Limited FCA authorised?
Spearpoint Consultants Limited (FRN 820898) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Spearpoint Consultants?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Spearpoint Consultants Limited (FRN 820898) is an AR of New Leaf Distribution Limited (FRN 460421). When you use Spearpoint Consultants's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Spearpoint Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Spearpoint Consultants’ phone number and website?
The FCA register lists the phone number 01323 302153 and the website spearpoint.ltd for Spearpoint Consultants. If you were given different contact details, use these to check with the firm before going any further.
Is Spearpoint Consultants a scam or clone?
Spearpoint Consultants is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Spearpoint Consultants?
Protection works through New Leaf Distribution Limited, the principal firm responsible for Spearpoint Consultants's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Spearpoint Consultants?
Companies House lists one person with significant control of Spearpoint Consultants: Mr Henry Adam Richards (75–100% of shares).
Who runs Spearpoint Consultants?
Companies House lists one director of Spearpoint Consultants: Henry Adam Richards.
How long has Spearpoint Consultants been in business?
The company was formed on 6 September 2018.
What do Spearpoint Consultants’ latest accounts show?
Its latest accounts, to 29 September 2025, show net assets of £10 (−100% from £55.2k) and cash at bank of £32.8k (−69% from £106k).
Does Spearpoint Consultants use any other names?
It has previously used 5 other names, including Goodman Hill Financial Services, Happi Mortgages and Key 2 Business Finance.

Sources and links

The full report on Spearpoint Consultants Limited

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