Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 31 December 2025
Responsible principal firm
Connect IFA Ltd Reference number: 441505 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- SPECIALIST 1ST LIMITED (FRN 1007794) is an AR of Connect IFA Ltd (FRN 441505). When you use SPECIALIST 1ST's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from SPECIALIST 1ST, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
2 Napier Court Gander Lane, Barlborough, Chesterfield, Derbyshire, S43 4PZ, United Kingdom
In the full report: 2 background checks
- What kind of line 01246 201712 is, and the other firm that gives it
- Who else gives the postcode S43 4PZ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Connect IFA Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15133001 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 12 September 2023 (3 years old)
- Registered office
- 2 Napier Court Gander Lane, Barlborough, Chesterfield, Derbyshire, S43 4PZ, United Kingdom
- Nature of business
-
- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Jonathan Daniel Stones | Director | Feb 1980 | 12 Sep 2023 | 2 other companies |
| Lisa Ann Stones | Director | Jan 1984 | 12 Sep 2023 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- closed down
- 1
- is FCA-registered
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 1 company these 2 directors run together
Filed accounts and finances
Net assets
£11.2k
+288% from £2,884
Cash at bank
£18.3k
+228% from £5,586
Employees (average)
2
Same as 2
Owed within a year
£10.7k
+295% from £2,702
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 15133001. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Specialist 1St’s history from the FCA register and Companies House, newest first.
2024
28 January 2024
- Became an appointed representative
FCA register
2023
12 September 2023
- Incorporated at Companies House
- Jonathan Daniel Stones became a part-owner (25–50% of shares)
- Lisa Ann Stones became a part-owner (25–50% of shares)
Companies House
In the full report: all 7 events
- All 7 events in its history (4 shown here)
- Every director appointment and resignation: 2
Firms connected to Specialist 1St
Other FCA-listed firms that share a director, phone number or address with Specialist 1St. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share a director
- 1
- share its phone number
- 1
In the full report: all 4 connected firms, named
- How each is linked: shared directors (1), the same phone number (1), the same postcode (4)
- Who links each one: the named directors, with dates
Firms like Specialist 1St
Other firms of the same type (mortgage adviser or broker), nearest first.
In Chesterfield
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Specialist 1St
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 2 background checks on its contact details
- All 7 events in its history
- 4 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Specialist 1St Limited FCA authorised?
What does appointed representative mean for Specialist 1St?
What is Specialist 1St’s phone number?
Is Specialist 1St a scam or clone?
Is my money safe with Specialist 1St?
Who owns Specialist 1St?
Who runs Specialist 1St?
How long has Specialist 1St been in business?
What do Specialist 1St’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk