Specialist Risk International Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 5 years
Protected through the principal
No FCA actions
Active company since 2021
1 thing worth a closer look in the background checks

Responsible principal firm

Miles Smith Broking Limited Reference number: 311128 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
SPECIALIST RISK INTERNATIONAL LIMITED (FRN 946243) is an AR of Miles Smith Broking Limited (FRN 311128). When you use SPECIALIST RISK INTERNATIONAL's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from SPECIALIST RISK INTERNATIONAL, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

srinternational.com (opens in a new tab)
Phone number

020 7977 4800

Also given by 2 firms that are no longer authorised. Check you are dealing with the firm on this page.
Address

7th Floor, The St Botolph Building, 138 Houndsditch, London, EC3A 7AW, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When srinternational.com first appeared online, and whether it can receive email
What kind of line 020 7977 4800 is, and the 20 other firms that give it
Whether EC3A 7AW is a shared office: 31 other firms give it

Other names (1)

If you were contacted under any of these names, it is this firm.

Specialist Risk Group Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Miles Smith Broking Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 13200856 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 15 February 2021 (5 years old)
Registered office: 7th Floor, The St Botolph Building, 138 Houndsditch, London, EC3A 7AW, England
Nature of business: Non-life insurance (SIC 65120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Warren Downey	Director	Sep 1971	15 Feb 2021	70 other companies
Lee David Anderson	Director	Jan 1972	30 Sep 2021	66 other companies
Joseph James Hanly	Director	Jul 1971	22 Mar 2022	86 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 100
closed down: 20
are FCA-registered: 31

In the full report: all 100 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 31 on the FCA register, including 3 no longer authorised
The 69 companies these 3 directors run together
All 4 people who have ever been directors, with their dates

Key dates in its history

Specialist Risk International’s history from the FCA register and Companies House, newest first.

Key events (3) All events (10)

2021

4 March 2021

Became an appointed representative

FCA register

15 February 2021

Incorporated at Companies House
Miles Smith International Limited took control (75–100% of shares)

Companies House

In the full report: all 10 events

All 10 events in its history (3 shown here)
Every director appointment and resignation: 5

Firms connected to Specialist Risk International

Other FCA-listed firms that share a director, phone number or address with Specialist Risk International. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 12
share its phone number: 12
share its postcode: 12

In the full report: all 12 connected firms, named

How each is linked: the same phone number (12), the same postcode (12)
Who links each one: the named directors, with dates

Firms like Specialist Risk International

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Specialist Risk International

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

100 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
All 10 events in its history
12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Specialist Risk International Limited FCA authorised?

Specialist Risk International Limited (FRN 946243) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Specialist Risk International?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Specialist Risk International Limited (FRN 946243) is an AR of Miles Smith Broking Limited (FRN 311128). When you use Specialist Risk International's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Specialist Risk International, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Specialist Risk International’s phone number and website?

The FCA register lists the phone number 020 7977 4800 and the website srinternational.com for Specialist Risk International. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 20 other FCA firms, 2 of which are no longer authorised.

Is Specialist Risk International a scam or clone?

Specialist Risk International is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Specialist Risk International?

Protection works through Miles Smith Broking Limited, the principal firm responsible for Specialist Risk International's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Specialist Risk International?

Specialist Risk International is owned by Miles Smith International Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 15 February 2021.

Who runs Specialist Risk International?

Companies House lists 3 directors of Specialist Risk International: Warren Downey, Lee David Anderson and Joseph James Hanly.

How long has Specialist Risk International been in business?

The company was formed on 15 February 2021.

Does Specialist Risk International use any other names?

It trades as Specialist Risk Group.