Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Spencer Hayes Group Limited Reference number: 649816 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Spencer Hayes Protect Ltd (FRN 1051960) is an AR of Spencer Hayes Group Limited (FRN 649816). When you use Spencer Hayes Protect's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Spencer Hayes Protect, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Suite 9a New Hall Hey Business Centre, New Hall Hey Road, Rawtenstall, Lancashire, BB4 6HL, United Kingdom
In the full report: 3 background checks
- When spencerhayesgroup.co.uk first appeared online, and whether it can receive email
- What kind of line 0161 711 0204 is
- Who else gives the postcode BB4 6HL
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Spencer Hayes Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16967761 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 16 January 2026 (less than a year old)
- Registered office
- 48 Union Street, Hyde, Cheshire, SK14 1ND, England
- Nature of business
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- Life insurance (SIC 65110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Paul John Gordon Bentley | Director | Apr 1978 | 16 Jan 2026 | 4 other companies |
| Emma Louise Booth | Director | Sep 1982 | 16 Jan 2026 | 1 other company |
| George Eastham | Director | Aug 1973 | 16 Jan 2026 | None |
| Daniel Harry Robinson | Director | Apr 1976 | 16 Jan 2026 | 3 other companies |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- closed down
- 3
- is FCA-registered
- 1
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 3 companies these 4 directors run together
Key dates in its history
Spencer Hayes Protect’s history from the FCA register and Companies House, newest first.
2026
24 March 2026
- Became an appointed representative
FCA register
16 January 2026
- Incorporated at Companies House
- Spencer Hayes Group Limited became a part-owner (25–50% of shares)
Companies House
In the full report: all 7 events
- All 7 events in its history (3 shown here)
- Every director appointment and resignation: 4
Firms connected to Spencer Hayes Protect
Other FCA-listed firms that share a director, phone number or address with Spencer Hayes Protect. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Spencer Hayes Protect
Other firms of the same type (insurance broker), nearest first.
In the Blackburn (BB) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Spencer Hayes Protect
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 3 background checks on its contact details
- All 7 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Spencer Hayes Protect Ltd FCA authorised?
What does appointed representative mean for Spencer Hayes Protect?
What is Spencer Hayes Protect’s phone number and website?
Is Spencer Hayes Protect a scam or clone?
Is my money safe with Spencer Hayes Protect?
Who owns Spencer Hayes Protect?
Who runs Spencer Hayes Protect?
How long has Spencer Hayes Protect been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk