Spencer Hayes Protect Ltd

Reference number: 1051960

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Spencer Hayes Protect Ltd (FRN 1051960) is an AR of Spencer Hayes Group Limited (FRN 649816). When you use Spencer Hayes Protect's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Spencer Hayes Protect, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When spencerhayesgroup.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 711 0204 is
  • Who else gives the postcode BB4 6HL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Spencer Hayes Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
16 January 2026 (less than a year old)
Registered office
48 Union Street, Hyde, Cheshire, SK14 1ND, England
Nature of business
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul John Gordon Bentley Director Apr 1978 16 Jan 2026 4 other companies
Emma Louise Booth Director Sep 1982 16 Jan 2026 1 other company
George Eastham Director Aug 1973 16 Jan 2026 None
Daniel Harry Robinson Director Apr 1976 16 Jan 2026 3 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
3
is FCA-registered
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 3 companies these 4 directors run together
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Key dates in its history

Spencer Hayes Protect’s history from the FCA register and Companies House, newest first.

2026

24 March 2026

  • Became an appointed representative

FCA register

16 January 2026

  • Incorporated at Companies House
  • Spencer Hayes Group Limited became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (3 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Spencer Hayes Protect

Other FCA-listed firms that share a director, phone number or address with Spencer Hayes Protect. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Spencer Hayes Protect

Other firms of the same type (insurance broker), nearest first.

In the Blackburn (BB) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Spencer Hayes Protect

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 7 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Spencer Hayes Protect Ltd FCA authorised?
Spencer Hayes Protect Ltd (FRN 1051960) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Spencer Hayes Protect?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Spencer Hayes Protect Ltd (FRN 1051960) is an AR of Spencer Hayes Group Limited (FRN 649816). When you use Spencer Hayes Protect's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Spencer Hayes Protect, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Spencer Hayes Protect’s phone number and website?
The FCA register lists the phone number 0161 711 0204 and the website spencerhayesgroup.co.uk for Spencer Hayes Protect. If you were given different contact details, use these to check with the firm before going any further.
Is Spencer Hayes Protect a scam or clone?
Spencer Hayes Protect is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Spencer Hayes Protect?
Protection works through Spencer Hayes Group Limited, the principal firm responsible for Spencer Hayes Protect's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Spencer Hayes Protect?
Companies House lists one person with significant control of Spencer Hayes Protect: Spencer Hayes Group Limited (25–50% of shares).
Who runs Spencer Hayes Protect?
Companies House lists 4 directors of Spencer Hayes Protect: Paul John Gordon Bentley, Emma Louise Booth, George Eastham and Daniel Harry Robinson.
How long has Spencer Hayes Protect been in business?
The company was formed on 16 January 2026.

Sources and links

The full report on Spencer Hayes Protect Ltd

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