Spencer James & Family LTD
Reference number: 727694
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Malvern Cottage, Gorse Lane, Chobham, Woking, Surrey, GU24 8RB, United Kingdom
In the full report: 3 background checks
- When spencerjames-cars.com first appeared online, and whether it can receive email
- What kind of line 07944 129854 is
- Who else gives the postcode GU24 8RB
Other names (4)
If you were contacted under any of these names, it is this firm.
- Spencer James Cars Trading name: A name it trades under now.
- Spencer James Prestige Cars Limited Former name: A name it was registered under before.
- Albert’s traditional fish and chips Former trading name: A name it used to trade under.
- Spencer James Prestige Cars Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
- Credit Broking
- Debt Adjusting
- Debt-counselling
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09864895 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 November 2015 (10 years old)
- Registered office
- 1 Horsell Court, Stepgates, Chertsey, KT16 8HY, England
- Nature of business
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- Sale of used cars and light motor vehicles (SIC 45112)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Spencer James Hayter | Director | Jan 1980 | 10 Nov 2015 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- Both people who have been directors, with their dates
Filed accounts and finances
Net assets
£71.4k
−32% from £105k
Cash at bank
£40.8k
+48% from £27.6k
Employees (average)
2
Same as 2
Owed within a year
£18.1k
−14% from £20.9k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 09864895. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Spencer James & Family’s history from the FCA register and Companies House, newest first.
2026
6 October 2026
- Andrea Dawn Hayter became a part-owner (25–50% of shares)
Companies House
2022
7 February 2022
- Changed its registered name from "Spencer James Prestige Cars Limited"
FCA register
2016
6 April 2016
- Spencer James Hayter became the majority owner (50–75% of shares)
Companies House
2015
16 December 2015
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
10 November 2015
- Incorporated at Companies House
Companies House
In the full report: all 16 events
- All 16 events in its history (6 shown here)
- Every director appointment and resignation: 3
Firms like Spencer James & Family
Other firms of the same type (car dealer), nearest first.
In Woking
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Spencer James & Family
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 16 events in its history
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Frequently asked questions about this firm
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How long has Spencer James & Family been in business?
What do Spencer James & Family’s latest accounts show?
Does Spencer James & Family use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk